TD® Aeroplan® Visa Infinite* Card

TD® Aeroplan® Visa Infinite* Card

1-855-556-9089 Apply Now
TD® Aeroplan® Visa Infinite Privilege* Card

TD® Aeroplan® Visa Infinite Privilege* Card

1-855-636-8624 Apply Now
TD® Aeroplan® Visa* Business Card

TD® Aeroplan® Visa* Business Card

1-866-827-8511 Apply Now
TD® Aeroplan® Visa Platinum* Card

TD® Aeroplan® Visa Platinum* Card

1-855-556-9092 Apply Now
Couple in Mountain Outdoors
Family in Mountain Outdoors
Couple in Mountain Outdoors
Surfers Outdoors

Travelling for business is better when you can do it together Travel perks you can share with friends and family For exceptional shared air travel experiences Enjoy flexible rewards to help make the most of your travels.

Discover the new suite of TD® Aeroplan® Credit Cards and get back to exploring when you and the world are ready to travel.

TD® Aeroplan® Visa Infinite* Card
TD® Aeroplan® Visa Infinite Privilege* Card
TD® Aeroplan® Visa* Business Card
TD® Aeroplan® Visa Platinum* Card

NEWTD® Aeroplan® Visa Infinite* Card

Ranked Top Airline Credit Card by Rewards Canada#

Ready to experience travel perks that you can share with friends and family? Earn up to 25,000 Aeroplan points and a bonus Buddy Pass1. Plus, first year no Annual Fee1. Conditions Apply.

Bring along a friend! As a new Cardholder, your bonus Buddy Pass can earn you a second ticket when you book an economy ticket. On the second ticket, you only pay the taxes and third-party charges.1 Plus, pay no Annual Fee for the first year.1 Conditions Apply. Must apply by March 6, 2022.

Start earning Aeroplan points that you can share with loved ones on all your Purchases made with the TD® Aeroplan® Visa Infinite* Card.

Minimum Credit Limit
$5,000
Annual Fee | Additional Cardholder Fee2
$139 | $75
Welcome Bonus1 up to
25,000
Aeroplan points
Purchase Interest Rate | Cash Advance Interest Rate
19.99% | 22.99%
  • Earn Aeroplan points on every eligible Purchase.3
  • Earn 1.5 Aeroplan points for every $1 spent on eligible gas, grocery and Air Canada® Purchases (including Air Canada Vacations®) made with your Card.3
  • Earn 1 point for every $1 spent on all other eligible Purchases.3
  • Share your Aeroplan points with friends and family with Aeroplan Family Sharing.
  • Free first checked bags for up to 9 people travelling on the same reservation on Air Canada flights.4,5
  • Add Additional Cardholders2 and earn points faster together.
  • Redeem points for a variety of rewards for more than just flights. Use points for other travel expenses, from hotels to car rentals – or for merchandise, experiences and gift certificates.
  • Enjoy perks with the Visa Infinite Collection™.6
  • Get more optional benefits, such as the TD Auto Club Membership7 and the TD Credit Card Payment Protection Plan.8
  • Help protect your account with smart security features and insurance.
  • Save on NEXUS enrolment.9
  • Enjoy a discount when renting select vehicles.10,11

You’re a Canadian resident with a $60,000 annual personal income or $100,000 annual household income, and you’re of the age of majority in your province/territory of residence.

Credit limit: $5,000 minimum

NEWTD® Aeroplan® Visa Infinite Privilege* Card

Get the Card for exceptional shared air travel experiences and access. With this Card, you’re a priority! No more waiting in line-ups. Get preferential treatment with priority check-in1, boarding1 and upgrades.2

Plus, Earn up to 65,000 Aeroplan points1 and a bonus Buddy Pass1. Conditions Apply. Bring along a friend! As a new Cardholder, your bonus Buddy Pass can earn you a second ticket when you book an economy ticket. On the second ticket, you only pay the taxes and third-party charges. Must apply by March 6, 2022.

Conditions Apply.

Minimum Credit Limit
$10,000
Annual Fee | Additional Cardholder Fee4
$599 | $199
Welcome Bonus3 up to
65,000
Aeroplan points
Purchase Interest Rate | Cash Advance Interest Rate
19.99% | 22.99%
  • Earn Aeroplan points on every eligible Purchase.5
  • Earn 2 Aeroplan points for every $1 spent on eligible Air Canada® Purchases (including Air Canada Vacations®).5
  • Earn 1.5 points for every $1 spent on eligible gas, grocery, dining and travel Purchases made with your Card.5
  • Earn 1.25 points for every $1 spent on all other eligible Purchases.5
  • Share your Aeroplan points with friends and family with Aeroplan Family Sharing.
  • Free first checked bags for up to 9 people travelling on the same reservation on Air Canada flights.6,7
  • Get an annual round-trip companion pass from $99 (plus taxes, fees, charges and surcharges).8
  • Get access to Priority Airport Services like Priority Boarding, Priority Baggage Handling, and Priority Airport Standby & Priority Airport Upgrades.1,2
  • Add Additional Cardholders4 and earn points faster together.
  • Redeem points for a variety of rewards for more than just flights. Use points for other travel expenses, from hotels to car rentals – or for merchandise, experiences and gift certificates.
  • Enjoy perks with the Visa Infinite Privilege Collection.9
  • Get access to Maple Leaf Lounges™ in North America.10
  • Receive a complimentary Priority Pass™ membership and take advantage of six lounge visits included for each Cardholder per membership year at over 1,300 airport lounges worldwide.8
  • Help protect your account with smart security features and insurance.
  • Get more optional benefits.
  • Enjoy a discount when renting select vehicles.11,12
  • Save on NEXUS enrolment.13

You’re a Canadian resident with a $200,000 annual personal income, and you’re of the age of majority in your province/territory of residence.

Credit limit: $10,000 minimum

NEWTD® Aeroplan® Visa* Business Card

Earn up to 30,000 Aeroplan Points1 and a bonus Buddy Pass1, plus up to $247 in Annual Fee rebates for the first year1. Must apply by March 6, 2022.

Conditions Apply.

Minimum Credit Limit
$1,000
Annual Fee | Additional Cardholder Fee2
$149 | $49
Welcome Bonus1 Up To
30,000
Aeroplan points
Purchase Interest Rate | Cash Advance Interest Rate
14.99% | 22.99%
  • Earn Aeroplan points on every eligible Purchase.3
  • Every Cardholder receives 2 points for every $1 spent on eligible Air Canada® Purchases (including Air Canada Vacations®)3 made with your Card.
  • Plus, get 1.5 points for every $1 spent on eligible travel, dining and select business categories such as shipping, internet, cable and phone services made on your Card.3
  • Get free first checked bags for you and up to eight travel companions travelling on the same reservation on Air Canada flights4,5
  • Add Additional Cardholders2 and earn points faster together
  • Earn a Maple Leaf Lounge guest pass for every $10,000 of net purchases (less any returns and credits), up to a maximum of four passes a year. Passes can be used by the Primary Business Cardholder or Additional Cardholders and their guest, at select Maple Leaf Lounges in North America with a same day ticket on a departing Air Canada flight.6
  • Earn Aeroplan points on every eligible Purchase.3
  • Redeem points for a variety of rewards.
  • Take advantage of the Visa SavingsEdge* program.7
  • Help protect your account with smart security features and insurance.
  • Save on NEXUS enrolment.9
  • Enjoy a discount when renting select vehicles.17,18

You’re a Canadian resident and of the age of majority in your province/territory of residence.

NEWTD® Aeroplan® Visa Platinum* Card

Start travelling together sooner. Earn up to 20,000 Aeroplan points1 plus, first year no Annual Fee1. Conditions Apply. Must apply by May 29, 2022.

Plus, share your insurance coverage with your additional cardholders!

Minimum Credit Limit
$1,500
Annual Fee | Additional Cardholder Fee2
$89 | $35
Welcome Bonus1 up to
20,000
Aeroplan points
Purchase Interest Rate | Cash Advance Interest Rate
19.99% | 22.99%
  • Earn Aeroplan points on every Purchase.3
  • Earn 1 Aeroplan points for every $1 spent on eligible gas, grocery and Air Canada® Purchases (including Air Canada Vacations®) made with your Card.3
  • Earn 1 point for every $1.50 spent on all other eligible Purchases.3
  • Share your Aeroplan points with friends and family with Aeroplan Family Sharing.
  • Add Additional Cardholders2 and earn points faster together.
  • Redeem points for a variety of rewards for more than just flights. Use points for other travel expenses, from hotels to car rentals – or for merchandise, experiences and gift certificates.
  • Get more optional benefits, such as the TD Auto Club Membership4 and the TD Credit Card Payment Protection Plan.5
  • Help protect your account with smart security features and insurance.
  • Enjoy a discount when renting select vehicles.6,7

You’re a Canadian resident and of the age of majority in your province/territory of residence.

Credit limit: $1,500 minimum

Sharing Points

Sharing is caring. That’s why Aeroplan offers Aeroplan Family Sharing, meaning you can share Aeroplan points with your friends and family and enjoy more air travel together.

Free First
Checked Bags

Travel lightly through the airport and save on baggage fees. Primary Cardholders, Additional Cardholders and travel companions (up to eight) travelling on the same reservation will all enjoy your first checked bag free (up to 23kg/50lb) when travel originates on an Air Canada® flight.5

Free First Checked Bags

Free First
Checked Bags

Travel lightly through the airport and save on baggage fees.5 The Primary Business Cardholder, Additional Cardholders, and travel companions (up to eight) travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when travel originates on an Air Canada flight.

Free First Checked Bags

Sharing Points

Sharing is caring. That’s why Aeroplan offers Aeroplan Family Sharing, meaning you can share Aeroplan points with your friends and family to help redeem your shared air travel experiences sooner and more often.

Buddy Pass

Apply by March 6, 2022 and, if you are approved, earn a Bonus Buddy Pass to bring anyone along to anywhere Air Canada flies in North America, including Hawaii and Mexico.

Bring along a friend! As a new Cardholder, your Bonus Buddy Pass can score you a second ticket when you book an economy ticket. On the second ticket, you only pay the taxes and third-party charges. You’ll receive the one-time use Buddy Pass when you spend $1,000 within 90 days of Account opening, and you have a whole year to use it.1

Earn Points

Earn points and a bonus Buddy Pass

Earn up to 25,000 Aeroplan points and a bonus Buddy Pass1. Plus, first year no Annual Fee1. Conditions Apply.

Earn up to $1,250 in value^ including up to 25,000 Aeroplan points, no annual fee for the first year and additional travel benefits. Must apply by March 6, 2022.

  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card1
  • Earn an additional 15,000 Aeroplan points when you spend $1,000 within 90 days of Account opening1
  • Earn a Bonus Buddy Pass1 that can score you a second ticket when you book an economy ticket. On the second ticket, you only pay the taxes and third-party charges. You’ll receive the one-time use pass when you keep your Account open, active and in good standing for 90 days after Account opening, and you have a whole year to use it1
  • Enroll for NEXUS and once every 48 months get an application fee rebate9, and share free first checked bags5
  • Plus, get an annual fee rebate for the first year1.

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by March 7, 2022.

Then, earn Aeroplan points on your everyday eligible Purchases.3

Whether you use your TD® Aeroplan® Visa Infinite Card for gas, bills or groceries, you’ll earn with Aeroplan points that can take you across the globe.

  • Earn

  • Earn 1.5 points
    Earn 1.5 points3

    for every $1 spent on eligible gas, grocery, and Air Canada® purchases (including Air Canada Vacations®) made with your Card.

  • Earn 1 point
    Earn 1 point3

    for every $1 spent on all other eligible purchases.

  • Earn points twice
    Earn points twice12

    when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore.

  • No expiry
    No expiry

    Your points will not expire as long as you're a TD® Aeroplan® Visa Infinite* Primary Cardholder in good standing.

  • Camera & Electronics
  • Vacations & Travel
  • Air fares
  • Gift Cards

Earn points and a
bonus Buddy Pass

Earn up to $2,400 in value^ in the first year!

Earn up to $2,400 in value^ including up to 65,000 Aeroplan points and additional travel benefits. Must apply by March 6, 2022.

  • Earn a welcome bonus of 20,000 Aeroplan points when you make your first purchase with your new card1.
  • Earn an additional 45,000 Aeroplan points when you spend $1,000 within 90 days of Account opening1.
  • Earn a Bonus Buddy Pass1 that can score you a second ticket when you book an economy ticket. On the second ticket, you only pay the taxes and third-party charges. You’ll receive the one-time use pass when you spend $1,000 within 90 days of Account opening1, and you have a whole year to use it1.
  • Enroll for NEXUS and once every 48 months get an application fee rebate13, share free first checked bags7, and get access to Maple Leaf Lounges6,10.
Earn Aeroplan points on your everyday eligible Purchases.5

Whether you use your TD® Aeroplan® Visa Privilege Card for gas, bills or groceries, you'll earn Aeroplan points that can take you across the globe.

Earn Points
  • Earn

  • Earn 2 points
    Earn 2 points5

    for every $1 spent on eligible Air Canada® purchases made with your Card, including Air Canada Vacations®.

  • Earn 1.5 points
    Earn 1.5 points5

    for every $1 spent on eligible gas, grocery, travel and dining purchases made with your Card.

  • Earn 1 point
    Earn 1.25 point5

    for every $1 spent on all other eligible purchases.

  • Earn points twice
    Earn points twice14

    when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore.

  • No expiry
    No expiry

    Your points will not expire as long as you're a TD® Aeroplan® Visa Privilege* Primary Cardholder in good standing.

  • Camera & Electronics
  • Vacations & Travel
  • Air fares
  • Gift Cards
Earn Points

Earn points

Earn up to $1,450 in value in the first year^ !

Earn up to $1,450 in value^ including up to 30,000 Aeroplan points, no annual fee for the first year, and additional travel benefits. Must apply by March 6, 2022.

  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card1
  • Earn 2x the Aeroplan points for the first 3 months up to 20,000 Aeroplan points1
  • Earn a Bonus Buddy Pass1 that can score you a second ticket when you book an economy ticket. On the second ticket, you only pay the taxes and third-party charges. You’ll receive the one-time use pass when you spend $1,000 within 90 days of Account opening, and you have a whole year to use it1
  • Get an annual fee rebate for the first year1.
  • Enroll for NEXUS and once every 48 months get an application fee rebate9, share free first checked bags5 and get access to Maple Leaf Lounges6
  • Also, receive a $10 Statement Credit upon registering for E-Statements in the first 3 months1
Then, earn Aeroplan points on your everyday eligible Purchases.3

Whether you use your TD® Aeroplan® Visa Business Card for travel, dining or business expenses, you'll earn Aeroplan points that can take you across the globe. You have the flexibility to use points for part of your trip and use your TD® Aeroplan® Visa Business Card to pay for the rest (and earn points, too).

  • Earn

  • Earn 2 points
    Earn 2 points3

    for every $1 spent on eligible Air Canada® Purchases (including Air Canada Vacations®) made with your Card.

  • Earn 1.5 points
    Earn 1.5 points3

    for every $1 spent on eligible travel, dining and select business categories such as shipping, internet, cable and phone services made on your Card.

  • Earn 1 point
    Earn 1 point3

    for every $1 spent on all other eligible businness purchases.

  • Earn points twice
    Earn points twice8

    when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore.

  • No expiry
    No expiry

    Your points will not expire as long as you're a TD® Aeroplan® Business Visa Primary Business Cardholder in good standing.

  • Camera & Electronics
  • Vacations & Travel
  • Air fares
  • Gift Cards
Earn Points

Earn points

Earn up to $500 in value in the first year^.

Earn up to $500 in value^ including up to 20,000 Aeroplan points and no annual fee for the first year. Must apply by May 29, 2022.

  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card1.
  • Earn an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening1.
  • Plus, get an annual fee rebate for the first year1.

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by May 30, 2022.

  • Earn

  • Earn 1 point
    Earn 1 point3

    for every $1 spent on eligible gas, grocery and Air Canada® purchases (including Air Canada Vacations®) made with your Card.

  • Earn 1 point
    Earn 1 point3

    for every $1.50 spent on all other eligible purchases made with your Card.

  • Earn points twice
    Earn points twice8

    when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore.

  • No expiry
    No expiry

    Your points will not expire as long as you're a TD® Aeroplan® Visa Platinum Primary Cardholder in good standing.

  • Camera & Electronics
  • Vacations & Travel
  • Air fares
  • Gift Cards

Free First
Checked Bags

Travel lightly through the airport and save on baggage fees. The Primary Cardholder, Additional Cardholders and travel companions (up to eight) travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when travel originates on an Air Canada® flight.7

Free First Checked Bags
Priority Airport Services

Priority Airport Services

Priority Check-In. Check-in faster at the airport.1 You and up to eight travel companions travelling on the same reservation will all receive priority check-in for any trip that originates on an Air Canada flight.

Priority Boarding. Get on board your flight earlier.1 You and up to eight travel companions travelling on the same reservation will all enjoy Zone 2 priority boarding for any Air Canada flight.

Priority Baggage Handling. Save time leaving the airport.1 All your baggage will be tagged priority, so you and up to eight travel companions travelling on the same reservation will find your luggage among the first on the carousel when arriving at your destination. This applies to travel that originates on an Air Canada flight.

Priority Airport Standby. Get better access to seats when you’re on standby.2 If you and travel companions (up to eight) travelling on the same reservation are on standby at the airport for an Air Canada flight, get on your way with priority. Should a seat become available, you will be assigned it before members who have the same status but don’t hold a TD® Aeroplan® Visa Infinite Privilege Card.

Priority Airport Upgrades. Receive higher priority for airport upgrades.2 If you’re a Cardholder with Aeroplan Elite™ Status, you and up to eight travel companions travelling on the same reservation get higher priority when you’re on standby for an upgrade at the airport on Air Canada flights. Should a seat become available, you will be assigned to it before members who have the same status but don’t hold a TD® Aeroplan® Visa Infinite Privilege Card.

Maple Leaf
Lounge Access

Your TD® Aeroplan® Visa Infinite Privilege Card comes with special Air Canada travel benefits.6

Primary Cardholders or Additional Cardholders on the Account can access Maple Leaf Lounges and the Air Canada Café™ in North America whether they’re flying together or separately with a same-day ticket on a departing Air Canada or Star Alliance® flight.10 They can even each bring a guest.

Air Canada Maple Leaf Lounge

NEXUS

Enjoy even more perks in the fast lane. Enroll for NEXUS and once every 48 months get an application fee rebate (up to $100 CAD).9 Additional Cardholders can also take advantage of this NEXUS fee rebate.

NEXUS

Enjoy even more perks in the fast lane. Enroll for NEXUS and once every 48 months get an application fee rebate (up to $100 CAD).13 Additional Cardholders can also take advantage of this NEXUS fee rebate.

NEXUS

Enjoy even more perks in the fast lane. As a NEXUS member and TD® Aeroplan® Visa Business Cardholder, you could be eligible to receive one statement credit for your NEXUS Enrolment, up to a maximum of $100 every 48 months.9

Visa Infinite
Benefits

Infinite opportunities mean infinite experiences. As a TD® Aeroplan® Visa Infinite Cardholder, you get access to the Visa Infinite suite of services.

  • Complimentary Visa Infinite Concierge13: On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
    Call toll-free from Canada and the U.S.: 1-888-853-4458
    From outside Canada and the U.S.: 1-630-350-4545
  • Visa Infinite Luxury Hotel Collection6: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties.
  • Visa Infinite Dining Series6: As a Visa Infinite Cardholder, you have access to exclusive gourmet events that cater to your astute tastes. The Visa Infinite Dining Series serves up culinary explorations with prized chefs and acclaimed wines.
  • Visa Infinite Wine Country Program6: Show your Visa Infinite card onsite and you can experience exclusive benefits at over 95 participating wineries in British Columbia, Ontario and Sonoma Valley including discounts on wine purchases, complimentary tastings, private vineyard tours and much more.
  • Visa Infinite Entertainment Access6: Get exclusive access to tickets to curated events across Canada throughout the year. Visa Infinite Cardholders can also enjoy exclusive benefits, access and offers for the Toronto International Film Festival®.
  • Visa Infinite Troon Golf6: Receive elevated Troon Rewards® Silver Status at over 95 courses and 10% off on green fees, merchandise and lessons at participating Troon Rewards golf courses.
Visa Infinite Privilege Benefits

Visa Infinite
Privilege Benefits

Infinite opportunities mean infinite experiences. As a TD® Aeroplan® Visa Infinite Privilege Cardholder, you get access to the Visa Infinite suite of services.

  • Complimentary Visa Infinite Concierge15: On call, 24 hours a day, seven days a week, the Visa Infinite Privilege Concierge can help with any Cardholder request - big or small, to help you get the most from life whenever you travel, shop and use your Card.
    Call toll-free from Canada and the U.S.: 1-855-822-1240
    From outside Canada and the U.S.: 1-303-967-1036
  • Visa Infinite Privilege Airport Benefits9: Receive exclusive perks at Toronto City Airport Terminal, Vancouver Airport, Ottawa Airport and Montreal-Trudeau International Airport
    - Priority Security Lanes at International and Domestic checkpoints (Toronto, Vancouver, Ottawa, Montreal-Trudeau)
    - Priority airport taxi and limo lane (Vancouver)
    - Access to dedicated premium parking spots (Vancouver, Ottawa)
    - Up to 20% off parking (Ottawa, Vancouver, Montreal-Trudeau)
  • Visa Infinite Dining Series9: Get access to exclusive gourmet dining events that cater to those with refined tastes. The Visa Infinite Dining Series serves up culinary explorations with prized chefs and acclaimed wines.
  • Visa Infinite Luxury Hotel Collection9: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties. Enjoy an additional 8th benefit at over 200 properties, exclusively for Visa Infinite Privilege cardholders.
  • Visa Infinite Screening Series9: Get exclusive access to tickets for a series of advance screenings and special movie events with the Visa Infinite Screening Series. Visa Infinite Privilege Cardholders can also enjoy presale access, priority access line, exclusive benefits and offers for the Toronto International Film Festival®.
  • Visa Infinite Wine Country Program9: Experience exclusive benefits at over 95 participating wineries in British Columbia, Ontario, and Sonoma Valley through the Visa Infinite Wine Country Program. Discover a variety of exciting benefits onsite when you show your Visa Infinite Privilege card, including discounts on wine purchases, complimentary tastings, private vineyard tours and much more.
  • Troon Rewards® Gold Status9: Receive elevated Troon Rewards® Gold Status at over 95 courses and 15% off on green fees, merchandise and lessons at participating Troon Rewards golf courses. Cardholders can also access a selection of over 20 private clubs across the U.S. for $99 USD per round.
Visa Infinite Privilege Benefits
Family on Sofa Family on Sofa

Additional Cardholders

Earn points together and share features, benefits and coverage that extend to Additional Cardholders.2

Family on Sofa Family on Sofa

Additional Cardholders

Now, you can share more of your Card’s features and benefits than ever before with coverages and benefits that extend to Additional Cardholders.4

Family on Sofa Family on Sofa

Additional
Cardholders

Now, you can share more of your Card’s features and benefits than ever before with coverages and benefits that extend to Additional Cardholders.2

Couple walking looking at SmartPhone Couple walking looking at SmartPhone

Additional
Cardholders

Now, you can share your Card’s insurance coverage with Additional Cardholders.

Air Canada Maple Leaf Lounge

Maple Leaf Lounge
One-Time Guest Passes

Relax before take-off with a Maple Leaf Lounge guest pass.6 The Primary Business Cardholder will earn a pass for every $10,000 of net Purchases (less any returns and credits), up to a maximum of four passes a year. Passes can be used by the Primary Business Cardholder or Additional Cardholders and a guest at select Maple Leaf Lounges in North America with a same-day ticket on a departing Air Canada flight.

Visa SavingsEdge* program

Get discounts of up to 25% off for business Purchases made under the Visa SavingsEdge program.7

Visa SavingsEdge* program

Global Airport
Lounge Access

Receive a complimentary Priority Pass™ membership and take advantage of six lounge visits included for each Cardholder, per membership year, at over 1,300 airport lounges worldwide.15 Enroll now.

Even. More. Perks!

Explore the rest of the TD® Aeroplan® Visa Infinite Card benefits below.

  • No restrictions – Every Air Canada® seat available to book in cash can be redeemed with points.
  • No surprises – There are no cash surcharges on Air Canada flights booked with points.
  • All the perks – Redeem points for travel extras during your journey, like seat upgrades, Wi-Fi and more.
  • Travel Medical Insurance14: Up to $1 million of coverage for the first 21 days. If you or your spouse is aged 65 or older, you have coverage for the first 4 days of your trip. Additional top-up coverage is available.
  • Trip Cancellation/Trip Interruption Insurance15: For Trip Cancellation coverage of up to $1,500 per insured person, with a maximum of $5,000 for all insured persons, and for Trip Interruption coverage of up to $5,000 per insured person, with a maximum of $25,000 for all insured persons on the same covered trip.
  • Flight/Trip Delay Insurance16: Up to $500 in coverage per insured person if your flight/trip is delayed for over 4 hours.
  • Delayed and Lost Baggage Insurance16: Up to $1,000 overall coverage per insured person toward the purchase of essentials such as clothes and toiletries if your baggage is delayed more than 6 hours or lost.
  • Common Carrier Travel Accident Insurance17: Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane, train or auto rental).
  • Hotel/Motel Burglary Insurance18: Up to $2,500 of coverage per occurrence for eligible personal items stolen from your hotel or motel room that belong to the Cardholder on the Account and eligible family members travelling with the Cardholder.
  • Auto Rental Collision / Loss Damage Insurance19: Coverage for up to 48 consecutive days.
  • Mobile Device Insurance18: Up to $1,000 of coverage in the event of loss, theft, accidental damage, or mechanical breakdown for eligible mobile devices.
  • Emergency Travel Assistance Services20: Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.
  • Use your TD® Aeroplan® Visa Infinite Card to save a minimum of 10% off the lowest available base rates10,11 in Canada and the U.S., and a minimum of 5% off the lowest available base rates10,11 internationally on qualifying car rentals at participating Avis and Budget locations.
  • Instant Alerts with TD Fraud Alerts21: You can automatically receive TD Fraud Alerts to your mobile phone any time we suspect suspicious activity on your TD® Aeroplan® Visa Infinite Credit Card, or on any Additional Cardholder's Card on your Account. Simply ensure that we have your current mobile phone number listed in your TD Customer Profile.
  • Cash Advances: You can ask for an emergency Cash Advance in an amount up to $5,000 for your TD® Aeroplan® Visa Infinite Card (subject to your available credit limit).
  • Purchase Security and Extended Warranty Protection22: You automatically have access to Purchase Security and Extended Warranty Protection, covering eligible new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase. If the item comes with a manufacturer’s warranty valid in Canada, you may be entitled to double the warranty period for up to 12 additional months.
  • Manage Your Credit Card in the TD app: Instantly lock your Credit Card and block international Purchases in the TD app. Learn more.
  • Secure Remote Commerce: Paying online with your TD Visa card is easy, smart and secure. Just click to pay with your TD Visa when you see this icon (icon) where Visa is accepted.
  • Optional TD Auto Club Membership7
  • Optional TD Credit Card Payment Protection Plan8: Optional TD Credit Card Payment Protection Plan is designed to help you deal with your TD Credit Card payment obligations in the event of a covered job loss, total disability or loss of life.
Father with suitcase

Even. More. Perks!

Explore the rest of the TD® Aeroplan® Visa privilege Card benefits below.

  • No restrictions – Every Air Canada® seat available to book in cash can be redeemed with points.
  • No surprises – There are no cash surcharges on Air Canada flights booked with points.
  • All the perks – Redeem points for travel extras during your journey, like seat upgrades, Wi-Fi and more.
  • Travel Medical Insurance16: Up to $5 million of coverage for the first 31 days. If you or your spouse is aged 65 or older, you have coverage for the first 4 days of your trip. Additional top-up coverage is available.
  • Trip Cancellation/Trip Interruption Insurance17: For Trip Cancellation coverage of up to $2,500 per insured person, with a maximum of $5,000 for all insured persons, and for Trip Interruption coverage of up to $5,000 per insured person, with a maximum of $25,000 for all insured persons on the same covered trip.
  • Flight/Trip Delay Insurance18: Up to $1,000 in coverage if your flight/trip is delayed more than 4 hours.
  • Delayed and Lost Baggage Insurance18: For delayed baggage over 4 hours, up to $1,000 of coverage per insured person for the purchase of essentials, such as clothing and toiletries. For lost baggage, up to $2,500 of coverage per insured person
  • Common Carrier Travel Accident Insurance19: Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane, train or auto rental).
  • Hotel/Motel Burglary Insurance20: Up to $2,500 of coverage per occurrence for eligible personal items stolen from your hotel/motel room that belong to the Cardholder on the Account and eligible family members travelling with the Cardholder.
  • Auto Rental Collision / Loss Damage Insurance21: Coverage for up to 48 consecutive days.
  • Mobile Device Insurance20: Up to $1,500 of coverage in the event of loss, theft, accidental damage, or mechanical breakdown for eligible mobile devices.
  • Emergency Travel Assistance Services22: Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.
  • Use your TD Credit Card to save a minimum of 10% off the lowest available base rates11,12 in Canada and the U.S., and a minimum of 5% off the lowest available base rates11,12 internationally, on qualifying car rentals at participating Avis and Budget locations.
  • Instant Alerts with TD Fraud Alerts23: You can automatically receive TD Fraud Alerts to your mobile phone any time we suspect suspicious activity on your TD® Aeroplan® Visa Infinite Privilege Credit Card, or on any Additional Cardholder Card on your Account. Simply ensure that we have your current mobile phone number listed in your TD Customer Profile. Learn more
  • Visa Secure*: Visa Secure provides you with increased security and convenience when you shop online.
  • Cash Advances: You can ask for an emergency Cash Advance in an amount up to $5,000 for your TD® Aeroplan® Visa Infinite Privilege Card (subject to your available credit limit).
  • Purchase Security and Extended Warranty Protection24: You automatically have access to Purchase Security and Extended Warranty Protection, covering eligible new items you’ve Purchased with your Card, should they be stolen or damaged within 120 days of Purchase. If the item comes with a manufacturer’s warranty valid in Canada, you may be entitled to double the warranty period for up to 24 additional months.
  • Manage Your Credit Card in the TD app: Instantly lock your Credit Card and block international Purchases in the TD app. Learn more.
  • Secure Remote Commerce: Paying online with your TD Visa Card is easy, smart and secure. Just click to pay with your TD Visa when you see this icon (icon) where Visa is accepted.
  • Optional TD Auto Club Membership25
  • Optional TD Credit Card Payment Protection Plan26: Optional TD Credit Card Payment Protection Plan is designed to help you deal with your TD Credit Card payment obligations in the event of a covered job loss, total disability or loss of life.
Father with suitcase

Even. More. Perks!

Explore the rest of the TD® Aeroplan® Visa business Card benefits below.

  • Travel Medical Insurance10: Up to $2 million of coverage for the first 15 days. If you or your spouse is aged 65 or older, you have coverage for the first 4 days. Additional top-up coverage is available.
  • Trip Cancellation/Trip Interruption Insurance11: For Trip Cancellation, up to $1,500 of coverage per insured person, with a maximum of $5,000 for all insured persons, and for Trip Interruption, up to $5,000 of coverage per insured person, with a maximum of $25,000 for all insured persons on the same covered trip.
  • Flight/Trip Delay Insurance12: Up to $500 in coverage per insured person if your flight/trip is delayed for over 4 hours.
  • Common Carrier Travel Accident Insurance13: Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane, train, or auto rental).
  • Delayed and Lost Baggage Insurance12: Up to $1,000 overall coverage toward the purchase of essentials, such as clothes and toiletries, if your baggage is delayed for over 6 hours or lost.
  • Auto Rental Collision/Loss Damage Insurance14: Coverage for up to 48 consecutive days.
  • Hotel/Motel Burglary Insurance15: Up to $2,500 of coverage per occurrence for eligible personal items stolen from your hotel/motel room that belong to the Cardholder on the Account and eligible family members travelling with the Cardholder.
  • Mobile Device Insurance15: Up to $1,000 of coverage in the event of loss, theft, accidental damage or mechanical breakdown for eligible mobile devices.
  • Emergency Travel Assistance Services16: Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.
  • Use your TD® Aeroplan® Visa Business Card to save a minimum of 10% off the lowest available base rates17,18 in Canada and the U.S., and a minimum of 5% off the lowest available base rates17,18 internationally, on qualifying car rentals at participating Avis and Budget locations.
  • Purchase Security and Extended Warranty Protection19: You automatically have access to Purchase Security and Extended Warranty Protection, covering eligible new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase. If the item comes with a manufacturer's warranty valid in Canada, you may be entitled to double the warranty period for up to 12 additional months.
  • Cash Advances: You can access a Cash Advance at over one million ATMs worldwide, at all TD branches and at select financial institutions around the world.
  • Visa Secure*: Visa Secure provides you with increased security and convenience when you shop online.
  • Instant Alerts with TD Fraud Alerts20: You can automatically receive TD Fraud Alerts to your mobile phone any time we suspect suspicious activity on your TD® Aeroplan® Visa Business Card. Simply ensure that we have your current mobile phone number listed in your TD Customer Profile.
  • Secure Remote Commerce: Paying online with your TD Visa Card is easy, smart and secure. Just click to pay with your TD Visa when you see this icon (icon) where Visa is accepted.

Even. More. Perks!

Explore the rest of the TD® Aeroplan® Visa platinum Card benefits below.

  • No restrictions – Every Air Canada® seat available to book in cash can be redeemed with points.
  • No surprises – There are no cash surcharges on Air Canada flights booked with points.
  • All the perks – Redeem points for travel extras during your journey, like seat upgrades, Wi-Fi and more.
  • With the TD® Aeroplan® Visa Platinum Card, you and your Additional Cardholders will have access to benefits designed to help provide you coverage:
  • Delayed and Lost Baggage Insurance9: Up to $1,000 of overall coverage per insured person towards the purchase of essentials, like clothes and toiletries, if your baggage is delayed for over 6 hours or lost.
  • Flight/Trip Delay Insurance9: Up to $500 in coverage per insured person if your flight/trip is delayed for over 4 hours.
  • Common Carrier Travel Accident Insurance10: Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane or train).
  • Hotel/Motel Burglary Insurance11: Up to $2,500 of coverage per occurrence for eligible personal items stolen from your hotel or motel room that belong to the Cardholder on the Account and eligible family members travelling with the Cardholder.
  • Auto Rental Collision/Loss Damage Insurance12: Coverage for up to 48 consecutive days.
  • Mobile Device Insurance11: Up to $1,000 of coverage in the event of loss, theft, accidental damage or mechanical breakdown for eligible mobile devices.
  • Emergency Travel Assistance Services13: Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.
  • Use your TD® Aeroplan® Visa Platinum Card to save a minimum of 10% off the lowest available base rates6,7 in Canada and the U.S., and a minimum of 5% off the lowest available base rates6,7 internationally, on qualifying car rentals at participating Avis and Budget locations.
  • Instant Alerts with TD Fraud Alerts14: You can automatically receive TD Fraud Alerts to your mobile phone any time we suspect suspicious activity on your TD® Aeroplan® Visa Platinum Card or on any Additional Cardholder Card on your Account. Simply ensure that we have your current mobile phone number listed in your TD Customer Profile.
  • Cash Advances: You can access a Cash Advance at over one million ATMs worldwide, at all TD branches and at select financial institutions around the world.
  • Purchase Security and Extended Warranty Protection15: You automatically have access to Purchase Security and Extended Warranty Protection, covering eligible new items you’ve purchased with your card, should they be stolen or damaged within 90 days of purchase. If the item comes with a manufacturer’s warranty valid in Canada, you may be entitled to double the warranty period for up to 12 additional months.
  • Secure Remote Commerce: Paying online with your TD Visa Card is easy, smart and secure. Just click to pay with your TD Visa when you see this icon (icon) where Visa is accepted.
  • Manage Your Credit Card in the TD app: Instantly lock your Credit Card and block international Purchases in the TD app. Learn more.
  • Optional Travel Medical Insurance16 and Trip Cancellation and Trip Interruption Insurance17
  • Optional TD Auto Club Membership4
  • Optional TD Credit Card Payment Protection Plan5: Optional TD Credit Card Payment Protection Plan is designed to help you deal with your TD Credit Card payment obligations in the event of a covered Job Loss, Total Disability, or Loss of Life.
Father with suitcase

Interest rates, fees and features are effective as of December 6, 2021, unless otherwise indicated, and are subject to change.

The Aeroplan program is a loyalty rewards and recognition program operated by Air Canada’s subsidiary Aeroplan Inc. Visit Air Canada for complete terms and conditions of the Aeroplan program.

^ The up to $1,250 value is based on the combined total value of:

  • The actual redemption value of the Buddy Pass as of May 31, 2021 (over 70% of cardholders received at least $350 value)
  • The annual fee waiver for the first year ($139), plus one additional cardholder ($75)
  • Free first checked bags for two people, on a round-trip flight in the first year ($120)
  • Usage of the Nexus statement credit benefit at an approximate exchange rate of $1.25 USD as of May 31, 2021 ($50 USD = $62.50 CAD for each cardholder = $125)
  • The 25,000 Aeroplan points upon approval of your TD Aeroplan Visa Infinite card are redeemed for a flight reward ($500), based on over 70% of current Aeroplan cardholders receive a value of $0.02/points or more when redeeming for a flight as of May 31, 2021. Redemption calculation is based on actual flight redemptions made by cardholders between the period of Nov 8, 2020 - May 31, 2021.

Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at https://www.aircanada.com/ca/en/aco/home/aeroplan.html . Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html . All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.

1 Must apply by March 6, 2022. Welcome Bonus of 10,000 Aeroplan points will be awarded to the Aeroplan Member account associated with the TD® Aeroplan® Visa Infinite* Card Account (“Account”) only after the first Purchase is made on the Account. For Residents outside of Quebec: To receive the additional bonus 15,000 Aeroplan points and the bonus Buddy Pass, you must make $1,000 in net Purchases (less any returns and credits) on your Account, including your first Purchase, within 90 days of Account opening. For Quebec Residents only: To receive the additional bonus 15,000 Aeroplan points and the bonus Buddy Pass, you must keep your Account open, active and in good standing for 90 days after Account opening. For all Accounts: Rebate of the Annual Fee is for the first year for the Primary Cardholder and up to 3 Additional Cardholders added to the Account. To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder Annual Fee Rebates, you must add your Additional Cardholders by March 7, 2022. Annual Fee Rebate will be applied within 2 monthly statements from the date of the statement with the first Annual Fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. Other conditions apply. If you have opened an Account in the last 12 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by one person, and the number of Welcome Bonus Aeroplan points, additional bonus Aeroplan points and bonus Buddy Passes awarded to any one person. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be in good standing at the time the Welcome Bonus Aeroplan points, additional bonus Aeroplan points and the bonus Buddy Pass are awarded. Please allow up to 10-14 weeks after the conditions for each offer are fulfilled for the Welcome Bonus Aeroplan points, additional bonus Aeroplan points and the bonus Buddy Pass to be credited to your Aeroplan Member account.

The bonus Buddy Pass entitles a companion to accompany the Primary Cardholder for a $0 base fare, when a published Economy Class fare marketed and operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand is booked for travel wholly within North America. The pass is valid for 12 months from the date of issuance. The pass is valid towards a new booking only, and not valid on existing reservations. Bookings must be made directly with Air Canada, via aircanada.com, the Air Canada Mobile App, or through the Air Canada call center (“Air Canada Reservations”). Valid for one round-trip for a companion when travelling on the same itinerary and booked at the same time as Primary Cardholder. Maximum one companion pass may be used per booking. If one-way travel is booked, the pass will be deemed fully used and the return portion of travel is forfeited. Total pricing varies based on itinerary booked. Primary Cardholder may use the pass only once for travel wholly within North America, which is defined as Canada, the United States (including Hawaii), and Mexico. Companion will be responsible to pay all applicable taxes, fees, and charges that apply above the base fare. Valid for travel at any time with no blackout periods. Also valid against the purchase of fares on sale. Companion will be booked into same fare brand as Primary Cardholder and will receive all applicable benefits and services associated with that fare brand. The pass may not be used with premium cabin fares, or in conjunction with Aeroplan flight rewards, Flight Pass, group travel bookings, Air Canada Vacations bookings, or any other discounts or promotion codes. The pass must be redeemed at time of purchase of a ticket, and if multiple companion passes are available for the Aeroplan number, the pass that would expire first will be used. Booking must be made before the pass expiry date; travel may occur after the pass expiry date subject to flight schedule availability at the time of booking. The pass may only be used as described, cannot be transferred and has no monetary or exchange value. Changes or cancellations are allowed according to the fare rules of the fare purchased. Changes and cancellations must be made at the same time for both guests, and failure to do so may result in a forfeit of the companion pass. If during a change or cancellation the pass is reinstated in the Primary Cardholders account, the original expiry date will take effect and the pass may then be considered expired. In the event of a change or cancellation, travellers are required to pay all applicable fees based on the fare type purchased for each ticket, plus the difference in fare, if applicable and all applicable taxes, fees, and charges that apply above the base fare. Companions who are members of the Aeroplan program or other partner frequent flyer programs will not be eligible to accumulate points or miles for the ticket issued in exchange for the companion pass. Aeroplan Elite Status benefits and upgrades are applicable if the traveller holds appropriate status and the fare purchased allows for such benefits and upgrades. Air Canada reserves the right to apply additional fees for bookings made via Air Canada Reservations. Unused passes will automatically be cancelled on the date the credit card is closed, regardless of reason for closure, or if the credit card account is changed to a different product. Terms and conditions of the air transportation services are subject to the General Conditions of Carriage & Tariffs and any other terms and conditions relating to air transportation services in effect at the time of booking, as determined by Air Canada in its sole discretion and as may be changed from time to time.
This one-time bonus Buddy Pass is only valid for eligible cardholders. You will not be eligible for the bonus Buddy Pass if you have previously opened an Aeroplan Program credit card of the same type, regardless of the credit card issuer and have received the Welcome Bonus offer in the last 12 months. This offer may be changed, cancelled or extended at any time and cannot be combined with any other offers.

2 Primary Cardholder remains liable for all charges to the Account, including those made by an Additional Cardholder

3 Purchase of Gas or Grocery or Air Canada Products means a Purchase of gas or gas station services or products or a Purchase of grocery or grocery items, including those at grocery locations, or a Purchase directly with Air Canada for Air Canada products and services completed online at aircanada.com, in-person at Air Canada customer service counter at the airport or aboard an Air Canada flight and Air Canada Vacations packages, each from a merchant classified through the Visa network with a merchant category code (MCC) that identifies the merchant in the “gas” or “grocery” or "Air Canada" category.Aeroplan points are earned on eligible purchases charged to the Account as follows:

  • 1.5 Aeroplan points (Bonus Rate) earned for each $1 in Purchases of Gas, Grocery or direct through Air Canada Products (earned only on a maximum annual amount of $80,000 of Purchases of Gas, Grocery or Air Canada Products); or
  • 1 Aeroplan point earned for each $1 on all other Purchases.
Please contact TD if you wish to confirm the MCC that applies to a particular merchant, or if the Purchase qualifies as a Purchase of Gas, Grocery or Air Canada Products. If you have earned Aeroplan points on the maximum annual amount of Purchases of Gas, Grocery or Air Canada Products charged to your Account (from January 1 to December 31) or if your Purchase does not qualify as a Purchase of Gas, Grocery or Air Canada Products, you will instead earn the standard rate of Aeroplan points that applies to all other Purchases charged to the Account as described above. The Bonus Rate is in place of and not in addition to the standard rate of Aeroplan points earned on all other Purchases charged to the Account.

4 Preconditions/General T&Cs The Aeroplan number of the person accessing the benefit must be included in the qualifying reservation, and the name on the airline reservation must be identical to the name on the Aeroplan account of the traveller. For Additional Cardholders’ ability to access available benefits, their Aeroplan number must be linked to a valid credit card account as verified by the bank. Linking can be done by visiting www.aircanada.com/linkmycard. Please allow up to 72 hours after the credit card is approved, or the Aeroplan number of the Additional Cardholder is linked to the Additional Cardholder credit card, for these benefits to be activated. Aeroplan member accounts of the Primary Cardholder and Additional Cardholder(s) must be in good standing at time of flight for airline benefits to apply. Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if the credit card product is changed. Aeroplan membership and benefits are subject to the Aeroplan Program Terms & Conditions and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as may be changed from time to time.

5 Free First Checked Bag
A Primary Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to a free first checked bag up to 23kg/50lbs. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may apply. Get more information on baggage restrictions.

6 You must be an eligible Visa Infinite Cardholder with a valid Canada-issued Visa Infinite Card to take advantage of the Visa Infinite benefits and services. Certain benefits and services require enrolment. Offers and benefits are non-transferable, and discounts cannot be combined with any other offer or discount. Neither Visa nor the Issuer of the Card are responsible for any claims or damages arising from the use of any benefits or services provided by a third party. Visa reserves the right to modify or cancel offers or benefits at any time and without notice. All offers, benefits and services made available through Visa are subject to complete terms and conditions, including third-party suppliers’ terms and conditions. The Visa Infinite privacy policy applies to all benefits and services that require enrolment through, or are otherwise provided by, the Visa Infinite Concierge or the Visa Infinite website. The collection use and disclosure of Cardholders’ personal information by third-party suppliers of services and benefits to Visa Infinite Cardholders are subject to such third parties’ own privacy policies.

7 TD Auto Club Membership provided by AXA Assistance Canada Inc., an independent third-party service provider. The Toronto-Dominion Bank and its affiliates accept no responsibility in respect of these services.

8 Life coverage is underwritten by American Bankers Life Assurance Company of Florida and Job Loss and Total Disability coverages are underwritten by American Bankers Insurance Company of Florida. The Toronto-Dominion Bank receives a fee from each insurer with respect to premium collection. Complete terms of coverage are in the Certificate of Insurance you will receive upon enrolment. Eligibility requirements, limitations and exclusions apply, and vary by benefit.

9 The Account will receive a statement credit up to a maximum of $100 CAD for the amount posted to the Account for a NEXUS application fee regardless of NEXUS application approval. There is a maximum of four (4) NEXUS statement credits available when a qualifying NEXUS application fee is posted to the Account in any given 48-month period and the number of available NEXUS statement credits will be equal to the number of Cardholders on the Account when a qualifying NEXUS application fee is posted to your Account. The 48 month period starts when the first qualifying NEXUS application fee is posted to the Account. To be eligible for the statement credit, the Account must be in good standing at the time the NEXUS application fee is charged and posted on the Account. NEXUS means the expedited border control program offered jointly by the Canada Border Services Agency and the U.S. Customs and Border Protection. The terms of the NEXUS program are established by NEXUS. The Toronto-Dominion Bank and its affiliates are not responsible for the NEXUS program.

10 Provided by Avis Rent A Car System LLC. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.

11 Provided by Budget Rent A Car System, Inc. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.

12 The Toronto-Dominion Bank is not responsible for any Aeroplan points earned under this “earn points twice” feature of the Aeroplan program when the Aeroplan number is provided. See your Aeroplan program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

13 The goods and services Cardholders request or otherwise choose to obtain through the Visa Infinite Concierge Service are provided by various third-party service providers unrelated to Visa. Visa does not endorse, review or qualify these service providers. Visa makes no representations or warranties (either express or implied) about and assumes no responsibility or liability for these service providers or the goods and services that may be obtained through the Visa Infinite Concierge. Neither Visa nor TD are responsible for any claims or damages arising from the use of any benefits or services provided by a third party. Visa cannot guarantee the successful fulfillment of Cardholders’ requests in all instances. There is no fee for the Concierge’s services; however, Cardholders are responsible for the cost of any goods or services (including any related fees or costs) authorized by the Cardholder and purchased by the Visa Infinite Concierge on the Cardholder’s behalf. All costs will be charged directly to the Cardholder’s Visa Infinite card.

14 Underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions, then the optional Travel Medical Insurance that may be medically underwritten and is available for purchase to all TD customers, which you may be eligible to top up with. The day of departure from and the day of return to your province or territory of residence each count as one full day. 21-day coverage if you’re under 65 and 4-day coverage if you’re 65 or older.

15 Underwritten by TD Life Insurance Company (for medical covered causes) and TD Home and Auto Insurance Company (for non-medical covered causes). To be eligible for this insurance, at least 75% of your trip cost must be paid for using your TD Credit Card and/or Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions, than the optional Trip Cancellation and Trip Interruption Insurance that is available to all TD customers.

16 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, at least 75% of your trip cost must be paid for using your TD Credit Card and/or associated Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

17 Underwritten by TD Life Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

18 Insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy TDA112020. To be eligible for Hotel/Motel Burglary Insurance, stays must be at a hotel/motel within Canada or the United States and you must pay for at least 75% of the total cost of your stay with your Card and/or Aeroplan Points. To be eligible for Mobile Device Insurance you must use your Card to pay all of your monthly mobile bill payments and any upfront costs or pay at least 75% of the purchase price with your Card when paying the full cost of your mobile device up front. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant ®. ®Assurant is a registered trademark of Assurant, Inc.

19 Underwritten by TD Home and Auto Insurance Company. Car rentals must be charged in full to the Card and/or associated Aeroplan points, cannot exceed 48 consecutive days and the rental agency’s Collision Damage Waiver(CDW) coverage must be declined by the Cardholder. Please note, in some jurisdictions, rental agencies may require you to purchase the CDW coverage from them — it is important to call before booking your car rental to confirm their insurance requirements. Refer to the Auto Rental Collision/Loss Damage Insurance section of your TD Credit Cardholder Agreement for rental exclusions and further details.

20 Provided by our Administrator under a service agreement with TD Life Insurance Company. This is not an insurance benefit but assistance services only.

21 You are responsible for ensuring the mobile phone number we have on file is accurate and for notifying us of any changes. We will send the TD Fraud Alerts text message instantly upon detection of suspicious activity; however, receipt of the text message may be delayed or prevented due to a variety of factors such as technology failures, service outages, or multiple third-party involvement. TD Fraud Alerts text messages will only be sent to customers who have a Canadian mobile phone number and a Canadian mailing address in their TD Customer Profile.

22 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, at least 75% of the item cost must be paid for using your TD Credit Card. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

All trade-marks are the property of their respective owners.

See Air Canada and Aeroplan trade-mark ownership details.

™ NEXUS Official mark and/or trademark of Her Majesty the Queen in Right of Canada, used under license.

# As awarded by RewardsCanada.ca on January 25, 2021.

* Trademark of Visa Int., used under license.

® The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

Interest rates, fees and features are effective as of December 6, 2021, unless otherwise indicated, and are subject to change.

The Aeroplan program is a loyalty rewards and recognition program operated by Air Canada’s subsidiary Aeroplan Inc. Visit Air Canada for complete terms and conditions of the Aeroplan program.

^The up to $2,400 value is based on the combined total value of:

  • The actual redemption value of the Buddy Pass as of May 31, 2021 (over 70% of cardholders received at least $350 value);
  • Free first checked bags for two people, on a round-trip flight in the first year ($120);
  • Usage of the Nexus statement credit benefit at at an approximate exchange rate of $1.25 USD as of May 31, 2021 ($50 USD = $62.50 CAD for each cardholder = $125 CAD);
  • The 65,000 Aeroplan points upon approval of your TD Aeroplan Visa Infinite Privilege card are redeemed for a flight reward ($1,300), based on over 70% of current Aeroplan cardholders receive a value of $0.02/points or more when redeeming for a flight as of May 31, 2021. Redemption calculation is based on actual flight redemptions made by cardholders between the period of Nov 8, 2020 - May 31, 2021; and unlimited Maple Leaf Lounge access in North America ($550 based on annual membership cost, based on average published rate for Maple Leaf Lounge entry).

Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at https://www.aircanada.com/ca/en/aco/home/aeroplan.html. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.

1 Priority Airport Services A Primary Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to Priority Check-in (where available), Zone 2 Priority Boarding and Priority Baggage Handling. Benefits only apply when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. To access this benefit, the Primary Cardholder or Additional Cardholder may be required to show their qualifying credit card to the Air Canada agent.

2 Priority Same Day Airport Standby and Upgrades A Primary Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to Priority Airport Standby, and a higher priority for upgrade requests to a premium cabin. Priority airport standby and upgrade clearance are available on day of travel when travelling on a fare that allows for airport standby or upgrades, and upon satisfying the applicable condition, such as payment of fees or use of upgrade instrument(s), such as eUpgrade credits. Benefit only applies for flights operated by Air Canada, Air Canada Rouge, or under the Air Canada Express brand. Priority on standby and upgrade lists is determined by several factors, including, but not limited to, holding Aeroplan Elite Status, an eligible Aeroplan-branded credit card, and other rules as determined by Air Canada in its sole discretion and as may be changed by Air Canada from time to time. See applicable Aeroplan Elite Status and eUpgrade conditions.

3 Must apply by March 6, 2022. Welcome Bonus of 20,000 Aeroplan points will be awarded to the Aeroplan Member account associated with the TD® Aeroplan® Visa Infinite Privilege* Card Account (“Account”) only after the first Purchase is made on the Account. For Residents outside of Quebec: To receive the additional bonus 45,000 Aeroplan points and the bonus Buddy Pass, you must make $1,000 in net Purchases (less any returns and credits) on your Account, including your first Purchase, within 90 days of Account opening. For Quebec Residents only: To receive the additional bonus 45,000 Aeroplan points and the bonus Buddy Pass, you must keep your Account open, active and in good standing for 90 days after Account opening. For all Accounts: If you have opened an Account in the last 12 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by one person, and the number of Welcome Bonus Aeroplan points, additional bonus Aeroplan points and bonus Buddy Passes awarded to any one person. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be in good standing at the time the Welcome Bonus Aeroplan points, additional bonus Aeroplan points and the bonus Buddy Pass are awarded. Please allow up to 10-14 weeks after the conditions for each offer are fulfilled for the Welcome Bonus Aeroplan points, additional bonus Aeroplan points and the bonus Buddy Pass to be credited to your Aeroplan Member account.

The bonus Buddy Pass entitles a companion to accompany the Primary Cardholder for a $0 base fare, when a published Economy Class fare marketed and operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand is booked for travel wholly within North America. The pass is valid for 12 months from the date of issuance. The pass is valid towards a new booking only, and not valid on existing reservations. Bookings must be made directly with Air Canada, via aircanada.com, the Air Canada Mobile App, or through the Air Canada call center (“Air Canada Reservations”). Valid for one round-trip for a companion when travelling on the same itinerary and booked at the same time as Primary Cardholder. Maximum one companion pass may be used per booking. If one-way travel is booked, the pass will be deemed fully used and the return portion of travel is forfeited. Total pricing varies based on itinerary booked. Primary Cardholder may use the pass only once for travel wholly within North America, which is defined as Canada, the United States (including Hawaii), and Mexico. Companion will be responsible to pay all applicable taxes, fees, and charges that apply above the base fare. Valid for travel at any time with no blackout periods. Also valid against the purchase of fares on sale. Companion will be booked into same fare brand as Primary Cardholder and will receive all applicable benefits and services associated with that fare brand. The pass may not be used with premium cabin fares, or in conjunction with Aeroplan flight rewards, Flight Pass, group travel bookings, Air Canada Vacations bookings, or any other discounts or promotion codes. The pass must be redeemed at time of purchase of a ticket, and if multiple companion passes are available for the Aeroplan number, the pass that would expire first will be used. Booking must be made before the pass expiry date; travel may occur after the pass expiry date subject to flight schedule availability at the time of booking. The pass may only be used as described, cannot be transferred and has no monetary or exchange value. Changes or cancellations are allowed according to the fare rules of the fare purchased. Changes and cancellations must be made at the same time for both guests, and failure to do so may result in a forfeit of the companion pass. If during a change or cancellation the pass is reinstated in the Primary Cardholders account, the original expiry date will take effect and the pass may then be considered expired. In the event of a change or cancellation, travellers are required to pay all applicable fees based on the fare type purchased for each ticket, plus the difference in fare, if applicable and all applicable taxes, fees, and charges that apply above the base fare. Companions who are members of the Aeroplan program or other partner frequent flyer programs will not be eligible to accumulate points or miles for the ticket issued in exchange for the companion pass. Aeroplan Elite Status benefits and upgrades are applicable if the traveller holds appropriate status and the fare purchased allows for such benefits and upgrades. Air Canada reserves the right to apply additional fees for bookings made via Air Canada Reservations. Unused passes will automatically be cancelled on the date the credit card is closed, regardless of reason for closure, or if the credit card account is changed to a different product. Terms and conditions of the air transportation services are subject to the General Conditions of Carriage & Tariffs and any other terms and conditions relating to air transportation services in effect at the time of booking, as determined by Air Canada in its sole discretion and as may be changed from time to time.

This one-time bonus Buddy Pass is only valid for eligible cardholders. You will not be eligible for the bonus Buddy Pass if you have previously opened an Aeroplan Program credit card of the same type, regardless of the credit card issuer and have received the Welcome Bonus offer in the last 12 months. This offer may be changed, cancelled or extended at any time and cannot be combined with any other offers.

4 Primary Cardholder remains liable for all charges to the Account, including those made by any Additional Cardholder.

5 Purchase of Gas or Grocery or Air Canada Products means a Purchase of gas or gas station services or products or a Purchase of grocery or grocery items, including those at grocery locations, or a Purchase directly with Air Canada for Air Canada products and services completed online at aircanada.com, in-person at Air Canada customer service counter at the airport or aboard an Air Canada flight and Air Canada Vacations packages, each from a merchant classified through the Visa network with a merchant category code (MCC) that identifies the merchant in the “gas” or “grocery” or "Air Canada" category.Aeroplan points are earned on eligible purchases charged to the Account as follows:

  • 2 Aeroplan points (Air Canada Bonus Rate) earned for each $1 in Purchases of direct through Air Canada Products; or
  • 1.5 Aeroplan points (Bonus Rate) earned for each $1 in Purchases of Gas, Grocery, Travel or Dining Products; or
  • 1.25 Aeroplan points earned for each $1 in all other Purchases.
  • Air Canada Bonus Rate and Bonus Rate are earned only on a maximum annual amount of $100,000 of Purchases of direct through Air Canada Products, Gas, Grocery, Travel or Dining Products.

Please contact TD if you wish to confirm the MCC that applies to a particular merchant, or if the Purchase qualifies as a Purchase of Gas, Grocery, Travel, Dining or Air Canada Products. If you have earned Aeroplan points on the maximum annual amount of Purchases of Gas, Grocery, Travel, Dining or Air Canada Products charged to your Account (from January 1 to December 31) or if your Purchase does not qualify as a Purchase of Gas, Grocery, Travel, Dining or Air Canada Products, you will instead earn the standard rate of Aeroplan points that applies to all other Purchases charged to the Account as described above. The Air Canada Bonus Rate and Bonus Rate are in place of and not in addition to the standard rate of Aeroplan points earned on all other Purchases charged to the Account.

6 Preconditions/General T&Cs The Aeroplan number of the person accessing the benefit must be included in the qualifying reservation, and the name on the airline reservation must be identical to the name on the Aeroplan account of the traveller. For Additional Cardholders’ ability to access available benefits, their Aeroplan number must be linked to a valid credit card account as verified by the bank. Linking can be done by visiting www.aircanada.com/linkmycard. Please allow up to 72 hours after the credit card is approved, or the Aeroplan number of the Additional Cardholder is linked to the Additional Cardholder credit card, for these benefits to be activated. Aeroplan member accounts of the Primary Cardholder and Additional Cardholder(s) must be in good standing at time of flight for airline benefits to apply. Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if the credit card product is changed. Aeroplan membership and benefits are subject to the Aeroplan Program Terms & Conditions and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as may be changed from time to time.

7 Free First Checked Bag A Primary Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to a free first checked bag up to 23kg/50lb. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may apply. See more information on baggage restrictions.

8 Annual Worldwide Companion Pass Primary Cardholders will receive one (1) Companion Pass after spending more than $25,000 on net purchases (less any returns and credits) in the 12 months prior to card renewal date. The pass will be deposited into the Aeroplan account up to 10 weeks after your cardholder renewal date. The pass entitles a companion to accompany Primary Cardholder for a fixed base fare, when Primary Cardholder books a published economy fare on a flight marketed and operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Passes are valid for 12 months from the date issued. The pass is valid towards a new booking only, and not valid on existing reservations. Bookings must be made directly with Air Canada, via aircanada.com, the Air Canada Mobile App, or through the Air Canada call center (“Air Canada Reservations”). Valid for one round-trip for a companion when travelling on the same itinerary and booked at the same time as Primary Cardholder. Maximum one companion pass may be used per booking. If one-way travel is booked, the full base fare will be charged, the pass will be deemed fully used and the return portion of travel is forfeited. Total pricing varies based on itinerary booked. Primary Cardholder may use the pass only once on their choice of travel (i) within Canada and continental United States (excluding Hawaii) for $99 CAD base fare (ii) to/from Hawaii, Mexico, Central America, and the Caribbean for $299 CAD base fare, (iii) to/from South America, Europe, Middle East, and Africa for $499 CAD base fare, and (iv) to/from Asia, Australia, and New Zealand for $599 base fare. Companion will be responsible to pay all applicable taxes, fees, charges and surcharges that apply above the companion’s base fare. All travel must originate or terminate in Canada or the United States. Valid for travel at any time with no blackout periods. Also valid against the purchase of fares on sale. Companion will be booked into same fare brand as Primary Cardholder and will receive all applicable benefits and services associated with that fare brand. The pass may not be used with premium cabin fares, or in conjunction with Aeroplan flight rewards, Flight Pass, group travel bookings, Air Canada Vacations bookings, or any other discounts or promotion codes. The pass must be redeemed at time of purchase, and if multiple companion passes are available for the Aeroplan number, the pass that would expire first will be used. Booking must be made before the pass expiry date; travel may occur after the pass expiry date subject to flight schedule availability at the time of booking. Pass may only be used as described, cannot be transferred and has no monetary or exchange value. Changes or cancellations are allowed according to the fare rules of the fare purchased. Changes and cancellations must be made at the same time for both guests, and failure to do so may result in a forfeit of the companion pass. If during a change or cancellation the pass is reinstated in the Primary Cardholder’s account, the original expiry date will take effect and the pass may then be considered expired. In the event of a change or cancellation, travellers are required to pay all applicable fees based on the fare type purchased for each ticket, plus the difference in fare, if applicable, and all applicable taxes, fees, charges and surcharges that apply above the base fare. Companions who are members of Aeroplan or other partner frequent flyer programs are eligible to accumulate points and/or miles for the ticket issued in exchange for the companion pass according to conditions of the fare brand purchased. Aeroplan Elite Status benefits and upgrades are applicable if the traveller holds appropriate status and the fare purchased allows. Air Canada reserves the right to apply additional fees for bookings made via Air Canada Reservations. Unused passes will automatically be cancelled on the date the credit card is closed, regardless of reason for closure, or if the credit card account is changed to a different product. Terms and conditions of the air transportation services on Air Canada are subject to the General Conditions of Carriage & Tariffs at the time of redemption.

9 You must be an eligible Visa Infinite Privilege Cardholder with a valid Canadian issued Visa Infinite Privilege Card to take advantage of the Visa Infinite Privilege benefits and services. Certain benefits and services require enrolment. Offers and benefits are non-transferable and discounts cannot be combined with any other offer or discount. Neither Visa nor the Issuer of the Card is responsible for any claims or damages arising from the use of any benefits or services provided by a third party. Visa reserves the right to modify or cancel offers or benefits at any time and without notice. All offers, benefits and services made available through Visa are subject to complete terms and conditions, including third-party suppliers’ terms and conditions. The Visa Infinite Privilege privacy policy applies to all benefits and services that require enrolment through, or are otherwise provided by, the Visa Infinite Concierge or the Visa Infinite website. The collection, use and disclosure of Cardholders’ personal information by third party suppliers of services and benefits to Visa Infinite Privilege Cardholders are subject to such third parties’ own privacy policies.

10 Complimentary Air Canada Maple Leaf Lounge Access A Primary Cardholder and Additional Cardholder(s) are each entitled to complimentary access to any Air Canada Maple Leaf Lounge located in Canada and the United States, including International Air Canada Maple Leaf Lounges in Canada and the United States when travelling on an international itinerary. Access excludes Air Canada Signature Suites and lounges operated by third parties, such as Star Alliance member airlines. Guests of Primary Cardholders or Additional Cardholders may enter upon paying an applicable fee. Access will be granted in conjunction with a same-day, confirmed ticket on a flight marketed or operated by Air Canada, Air Canada Rouge, under the Air Canada Express brand, or any Star Alliance member airline. Anyone under the age of majority entering an Air Canada Maple Leaf Lounge must be accompanied by an adult with access to the lounge. Age of majority is determined by the jurisdiction in which the Air Canada Maple Leaf Lounge is located. Benefit may only be used as described, and otherwise cannot be transferred. Access is subject to space availability. See applicable Air Canada Maple Leaf Lounges Terms and Conditions.

11 Provided by Avis Rent A Car System LLC. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.

12 Provided by Budget Rent A Car System, Inc. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.

13 The Account will receive a statement credit up to a maximum of $100 CAD for the amount posted to the Account for a NEXUS application fee regardless of NEXUS application approval. There is a maximum of four (4) NEXUS statement credits available when a qualifying NEXUS application fee is posted to the Account in any given 48-month period and the number of available NEXUS statement credits will be equal to the number of Cardholders on the Account when a qualifying NEXUS application fee is posted to your Account. The 48-month period starts when the first qualifying NEXUS application fee is posted to the Account. To be eligible for the statement credit, the Account must be in good standing at the time the NEXUS application fee is charged and posted on the Account. NEXUS means the expedited border control program offered jointly by the Canada Border Services Agency and the U.S. Customs and Border Protection. The terms of the NEXUS program are established by NEXUS. The Toronto-Dominion Bank and its affiliates are not responsible for the NEXUS program.

14 The Toronto-Dominion Bank is not responsible for any Aeroplan points earned under this “earn points twice” feature of the Aeroplan program when the Aeroplan number is provided. See your Aeroplan program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

15 The goods and services Cardholders request or otherwise choose to obtain through the Visa Infinite Privilege Concierge Service are provided by various third-party service providers unrelated to Visa. Visa does not endorse, review or qualify these service providers. Visa makes no representations or warranties (either express or implied) about and assumes no responsibility or liability for these service providers or the goods and services that may be obtained through the Visa Infinite Privilege Concierge service. Neither Visa nor the Issuer is responsible for any claims or damages arising from the use of any benefits or services provided by a third party. Visa cannot guarantee the successful fulfillment of Cardholders’ requests in all instances. There is no fee for the Concierge’s services; however, Cardholders are responsible for the cost of any goods or services (including any related fees or costs) authorized by the Cardholder and purchased by the Visa Infinite Privilege Concierge on the Cardholder’s behalf. All costs will be charged directly to the Cardholder’s Visa Infinite Privilege Card.

16 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, at least 75% of your trip cost must be paid for using your TD Credit Card and/or associated Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

17 Underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions than the optional Travel Medical Insurance that may be medically underwritten and is available for purchase to all TD customers, with which you may be eligible to top up. The day of departure from and the day of return to your province or territory of residence each count as one full day. 31-day coverage if you’re under 65 and 4-day coverage if you’re 65 or older.

18 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, at least 75% of your trip cost must be paid for using your TD Credit Card and/or associated Aeroplan Points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

19 Underwritten by TD Life Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or Aeroplan Points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

20 Insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy TDA112020. To be eligible for Hotel/Motel Burglary Insurance, stays must be at a hotel/motel within Canada or the United States and you must pay for at least 75% of the total cost of your stay with your Card and/or Aeroplan Points. To be eligible for Mobile Device Insurance you must use your Card to pay all of your monthly mobile bill payments and any upfront costs or pay at least 75% of the purchase price with your Card when paying the full cost of your mobile device up front. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc.

21 Underwritten by TD Home and Auto Insurance Company. Car rentals must be charged in full to the Card and/or associated Aeroplan points, cannot exceed 48 consecutive days and the rental agency's Collision Damage Waiver (CDW) coverage must be declined by the Cardholder. Please note, in some jurisdictions, rental agencies may require you to purchase the CDW coverage from them – it is important to call before booking your car rental to confirm their insurance requirements. Refer to the Auto Rental Collision/Loss Damage Insurance section of your TD Credit Cardholder Agreement for rental exclusions and further details.

22 Provided by our Administrator under a service agreement with TD Life Insurance Company. This is not an insurance benefit but assistance services only.

23 You are responsible for ensuring the mobile phone number we have on file is accurate and for notifying us of any changes. We will send the TD Fraud Alerts text message instantly upon detection of suspicious activity; however, receipt of the text message may be delayed or prevented due to a variety of factors such as technology failures, service outages, or multiple third-party involvement. TD Fraud Alerts text messages will only be sent to customers who have a Canadian mobile phone number and a Canadian mailing address in their TD Customer Profile.

24 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, at least 75% of the item cost must be paid for using your TD Credit Card. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

25 TD Auto Club Membership provided by AXA Assistance Canada Inc., an independent third-party service provider. The Toronto-Dominion Bank and its affiliates accept no responsibility in respect of these services.

26 Life coverage is underwritten by American Bankers Life Assurance Company of Florida and Job Loss and Total Disability coverages are underwritten by American Bankers Insurance Company of Florida. The Toronto-Dominion Bank receives a fee from each insurer with respect to premium collection. Complete terms of coverage are in the Certificate of Insurance you will receive upon enrolment. Eligibility requirements, limitations and exclusions apply, and vary by benefit.

All trade-marks are the property of their respective owners.

See Air Canada and Aeroplan trade-mark ownership details.

™ NEXUS Official mark and/or trademark of Her Majesty the Queen in Right of Canada, used under license.

* Trademark of Visa Int., used under license.

® The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

Interest rates, fees and features are effective as of December 6, 2021, unless otherwise indicated, and are subject to change.

The Aeroplan program is a loyalty rewards and recognition program operated by Air Canada’s subsidiary Aeroplan Inc. Visit Air Canada for complete terms and conditions of the Aeroplan program.

^The up to $1,450 value is based on the combined total value of:

  • The actual redemption value of the Buddy Pass as of May 31, 2021 (over 70% of cardholders received at least $350 value)
  • The annual fee waiver for the first year ($149), plus one additional cardholder ($49)
  • Free first checked bags for two people, on a round-trip flight in the first year ($120)
  • Usage of the Nexus statement credit benefit at an exchange rate of approximate $1.25 USD as of May 31, 2021 ($50 USD = $62.50 CAD for each cardholder = $125)
  • The 30,000 Aeroplan points upon approval of your TD Aeroplan Visa Business card are redeemed for a flight reward ($600), based on over 70% of current Aeroplan cardholders receive a value of $0.02/points or more when redeeming for a flight as of May 31, 2021. Redemption calculation is based on actual flight redemptions made by cardholders between the period of Nov 8, 2020 - May 31, 2021; and Maple Leaf Lounge One-Time Guest Passes in North America ($100 based on up to 4 passes at $25 each for each $10,000 in eligible spend).

Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at https://www.aircanada.com/ca/en/aco/home/aeroplan.html . Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html . All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.

1 Must apply by March 6, 2022. Welcome Bonus of 10,000 Aeroplan points will be awarded to the Primary Business Cardholder of the TD® Aeroplan® Visa* Business Card Account only after the first Purchase is made on the Account. The “Primary Business Cardholder” means the individual who is issued the TD Aeroplan Visa Business Card with an Annual Fee of $149. To receive the bonus Buddy Pass, the Primary Business Cardholder must make $1,000 in net Purchases (less any returns and credits) on your Account, including your first Purchase, within 90 days of Account opening. To receive the 2x the TD Aeroplan Points, up to an additional 20,000 Aeroplan Points, the Primary Cardholder must apply for a $149 Account between December 6, 2021 and March 6, 2022. For the first 90 days following Account approval, the Primary Business Cardholder will earn 4 points for each $1 spent on eligible purchases made directly with Air Canada® including Air Canada Vacations®; 3 points for every $1 spent on eligible purchases for travel, dining and select business categories such as shipping, internet, cable and phone services made on the Card, and 2 points for every $1 spent on all other eligible purchases. Any returned items, refunds, rebates or other similar credits on any Purchases made during the First 3 Months will reduce or cancel the Aeroplan Points earned on the original Purchase. Once the 2x the TD Aeroplan Points cap is reached, any further Purchases made in the first 3 months will earn Aeroplan Points at the regular 2 points for every $1 spent on eligible purchases made directly with Air Canada® including Air Canada Vacations®; 1.5 points for every $1 spent on eligible purchases for travel, dining and select business categories such as shipping, internet, cable and phone services, and 1 point for every $1 spent on all other eligible purchases on the Primary Business Card. The Primary Business Cardholder's Account will automatically be eligible to receive a one-time statement credit of $10 upon registration for E-Statements within the first 3 months of account opening.

The Annual Fee rebate portion of the offer is applicable for the first year only, for the (i) Primary Business Cardholder, and the (ii) first 2 Additional Cards issued for the same business if any. The rebate of the $49 Annual Fee for the first two Additional Cards issued for the same business if any, is for the first year only. Must apply between December 6, 2021 and March 6, 2022. The Annual Fee for any subsequent $149 Accounts or Additional Cards issued to the same business will continue to apply. The Annual Fee will be rebated within 2 monthly statements from the date of the charge. The full Annual Fee will be charged to the Primary Business Cardholder Account and the Additional Accounts (if applicable), after the first year.

Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. This offer is not transferable. If you have opened an Account in the last 12 months, you will not be eligible for this offer. We reserve the right to limit the number of $149 Accounts opened by one person, and the number of Welcome Bonus Aeroplan points and bonus Buddy Passes awarded to any one person. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be in good standing at the time the Welcome Bonus Aeroplan points, and the 2x TD Aeroplan Points and the bonus Buddy Pass are awarded. Please allow up to 10-14 weeks after the conditions for each offer are fulfilled for the Welcome Bonus Aeroplan points, the 2x TD Aeroplan Points and the bonus Buddy Pass to be credited to the Aeroplan Account associated with the Primary Business Cardholder, as designated by the Business.

The bonus Buddy Pass entitles a companion to accompany the Primary Business Cardholder for a $0 base fare, when a published Economy Class fare marketed and operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand is booked for travel wholly within North America. The pass is valid for 12 months from the date of issuance. The pass is valid towards a new booking only, and not valid on existing reservations. Bookings must be made directly with Air Canada, via aircanada.com, the Air Canada Mobile App, or through the Air Canada call center (“Air Canada Reservations”). Valid for one round-trip for a companion when travelling on the same itinerary and booked at the same time as Primary Business Cardholder. Maximum one companion pass may be used per booking. If one-way travel is booked, the pass will be deemed fully used and the return portion of travel is forfeited. Total pricing varies based on itinerary booked. Primary Business Cardholder may use the pass only once for travel wholly within North America, which is defined as Canada, the United States (including Hawaii) and Mexico. Companion will be responsible to pay all applicable taxes, fees, and charges that apply above the base fare. Valid for travel at any time with no blackout periods. Also valid against the purchase of fares on sale. Companion will be booked into same fare brand as Primary Business Cardholder and will receive all applicable benefits and services associated with that fare brand. The pass may not be used with premium cabin fares, or in conjunction with Aeroplan flight rewards, Flight Pass, group travel bookings, Air Canada Vacations bookings, or any other discounts or promotion codes. The pass must be redeemed at time of purchase of a ticket, and if multiple companion passes are available for the Aeroplan number, the pass that would expire first will be used. Booking must be made before the pass expiry date; travel may occur after the pass expiry date subject to flight schedule availability at the time of booking. The pass may only be used as described, cannot be transferred and has no monetary or exchange value. Changes or cancellations are allowed according to the fare rules of the fare purchased. Changes and cancellations must be made at the same time for both guests, and failure to do so may result in a forfeit of the companion pass. If during a change or cancellation the certificate is reinstated in the Primary Business Cardholders account, the original expiry date will take effect and the pass may then be considered expired. In the event of a change or cancellation, travellers are required to pay all applicable fees based on the fare type purchased for each ticket, plus the difference in fare, if applicable and all applicable taxes, fees, and charges that apply above the base fare. Companions who are members of the Aeroplan program or other partner frequent flyer programs will not be eligible to accumulate points or miles for the ticket issued in exchange for the companion pass. Aeroplan Elite Status benefits and upgrades are applicable if the traveller holds appropriate status and the fare purchased allows for such benefits and upgrades. Air Canada reserves the right to apply additional fees for bookings made via Air Canada Reservations. Unused passes will automatically be cancelled on the date the credit card is closed, regardless of reason for closure, or if the credit card account is changed to a different product. Terms and conditions of the air transportation services are subject to the General Conditions of Carriage & Tariffs and any other terms and conditions relating to air transportation services in effect at the time of booking, as determined by Air Canada in its sole discretion and as may be changed from time to time.

This one-time bonus Buddy Pass is only valid for eligible cardholders. You will not be eligible for the bonus Buddy Pass if you have previously opened an Aeroplan Program credit card of the same type, regardless of the credit card issuer and have received the Welcome Bonus offer in the last 12 months. This offer may be changed, cancelled or extended at any time and cannot be combined with any other offers.

2 Business and business owner(s) are responsible for all transactions made on all accounts issued in the name of the business, including those made by Additional Cardholders.

3 Purchase of Travel or Dining or Air Canada Products, or Purchases of Shipping, Internet, Cable and Phone services, means a purchase of travel or travel related services, or a purchase of dining items including those at restaurants, or a purchase directly with Air Canada for Air Canada products and services completed online at aircanada.com, in-person at Air Canada customer service counter at the airport or aboard an Air Canada flight and Air Canada Vacations packages, each from a merchant classified through the Visa network with a merchant category code (MCC) that identifies the merchant in the “travel” or “dining” or "Air Canada" or “shipping" , "internet, cable and phone services” or "Air Canada" category. Aeroplan points are earned on Purchases charged to the Account as follows:

  • 2 Aeroplan points (Air Canada Bonus Rate) earned for each $1 in Purchases of direct through Air Canada Products; or
  • 1.5 Aeroplan points (Bonus Rate) earned for each $1 in Purchases of Travel or Dining Products or Purchases of Shipping, Internet, Cable and Phone Services; or
  • 1 Aeroplan point earned for each $1 in all other Purchases.
  • Air Canada Bonus Rate and Bonus Rate are earned only on a maximum annual amount of $80,000 of Purchases of direct through Air Canada Products, Travel or Dining Products, or Purchases of Shipping, Internet, Cable and Phone Services.

Please contact TD if you wish to confirm the MCC that applies to a particular merchant, or if the Purchase qualifies as a Purchase of Travel, Dining or Air Canada Products or Purchases of Shipping, Internet, Cable and Phone Services. If you have earned Aeroplan points on the maximum annual amount of Purchases of Travel, Dining or Air Canada Products, or Purchases of Shipping, Internet, Cable and Phone Services, charged to your Account (from January 1 to December 31) or if your Purchase does not qualify as a Purchase of Travel, Dining or Air Canada Products, or a Purchase of Shipping, Internet, Cable and Phone Services, you will instead earn the standard rate of Aeroplan points that applies to all other Purchases charged to the Account as described above. The Air Canada Bonus Rate and the Bonus Rate are in place of and not in addition to the standard rate of Aeroplan points earned on all other Purchases charged to the Account.

4 Preconditions/General T&Cs The Aeroplan number of the person accessing the benefit must be included in the qualifying reservation, and the name on the airline reservation must be identical to the name on the Aeroplan account of the traveller. For Additional Cardholders’ ability to access available benefits, their Aeroplan number must be linked to a valid credit card account as verified by the bank. Linking can be done by visiting www.aircanada.com/linkmycard. Please allow up to 72 hours after the credit card is approved, or the Aeroplan number of the Additional Cardholder is linked to the Additional Cardholder credit card, for these benefits to be activated. The Primary Business Cardholder and Additional Cardholder(s) must be in good standing at time of flight for airline benefits to apply. Airline benefits will no longer be available upon credit card account closure, regardless of reason for closure, or if the credit card product is changed. Aeroplan membership and benefits are subject to the Aeroplan Program Terms & Conditions and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as may be changed from time to time.

5 The Primary Business Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to a free first checked bag up to 23kg/50lbs. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may apply. More information on baggage restrictions.

6 Air Canada Maple Leaf Lounge One-Time Guest Pass
The Primary Business Cardholder is entitled to receive one (1) Air Canada Maple Leaf Lounge One-Time Guest Pass (each a “Guest Pass”) for every $10,000 in net purchases charged to the Primary Business Cardholder account (less any returns and credits) within an account year (being each consecutive 12-month period starting when the annual fee is charged) up to a maximum of 4 Guest Passes in an account year per Aeroplan Account. All net spend by Additional Cardholder(s) will count towards the spend of the Primary Business Cardholder as long as they are associated with the same Aeroplan Account. All earned Guest Passes will be deposited up to 2 weeks following the cardholder renewal year. Each Guest Pass will expire twelve (12) months from the date of issuance. One Guest Pass may be used for single admittance by the Primary Business Cardholder, Additional Cardholder(s), or any guest(s) accompanying any of them to access an eligible Air Canada Maple Leaf Lounge (as identified below) upon presentation of a Guest Pass, along with a same-day, confirmed ticket on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Eligible Air Canada Maple Leaf Lounges are limited to those Maple Leaf Lounges located in Canada and in the United States only and exclude international Air Canada Maple Leaf Lounges located in the international departure zones of Canadian airports. Access also excludes Air Canada Signature Suites and lounges operated by third parties, such as the Star Alliance member airlines. Any guest entering an Air Canada Maple Leaf Lounge using a Guest Pass must be accompanied by the Primary Business Cardholder or Additional Cardholder. Anyone under the age of majority entering an Air Canada Maple Leaf Lounge must be accompanied by an adult with access to the lounge. Age of majority is determined by the jurisdiction in which the Air Canada Maple Leaf Lounge is located. Benefit may only be used as described, and otherwise cannot be transferred. Access is subject to space availability. Unused Guest Pass will automatically be cancelled on the date the credit card is closed, or if the credit card is changed to a different product. All Air Canada Maple Leaf Lounges Terms and Conditions apply.

7 The Visa SavingsEdge Program is provided by Visa Canada. The Toronto-Dominion Bank and its affiliates accept no responsibility in respect of this Program.

8 The Toronto-Dominion Bank is not responsible for any Aeroplan points earned under this “earn points twice” feature of the Aeroplan program when the Aeroplan number is provided. See your Aeroplan program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

9 The Account will receive a statement credit up to a maximum of $100 CAD for the amount posted to the Account for a NEXUS application fee regardless of NEXUS application approval. There is a maximum of one (1) NEXUS statement credit available when a qualifying NEXUS application fee is posted to the Account in any given 48-month period and the number of available NEXUS statement credits will be equal to the number of Cardholders on the Account when a qualifying NEXUS application fee is posted to your Account. The 48 month period starts when the first qualifying NEXUS application fee is posted to the Account. To be eligible for the statement credit, the Account must be in good standing at the time the NEXUS application fee is charged and posted on the Account. NEXUS means the expedited border control program offered jointly by the Canada Border Services Agency and the U.S. Customs and Border Protection. terms of the NEXUS program are established by NEXUS. The Toronto-Dominion Bank and its affiliates are not responsible for the NEXUS program.

10 Underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. The day of departure from and the day of return to your province or territory of residence each count as one full day. 15-day coverage if you're under 65 and 4-day coverage if you're 65 or older. Note that this insurance offers different benefits, with different terms and conditions, then the optional Travel Medical Insurance that may be medically underwritten and is available for purchase to all TD customers, which you may be eligible to top up with.

11 Underwritten by TD Life Insurance Company (for medical covered causes) and TD Home and Auto Insurance Company (for non-medical covered causes). To be eligible for this insurance, at least 75% of your trip cost must be paid for using your TD Credit Card and/or Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions, then the optional Trip Cancellation and Trip Interruption Insurance that is available to all TD customers.

12 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, at least 75% of your trip cost must be paid for using your TD Credit Card and/or Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement.

13 Underwritten by TD Life Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement.

14 Underwritten by TD Home and Auto Insurance Company. Car Rentals must be charged in full to the Card and/or associated Aeroplan points, cannot exceed 48 consecutive days and the rental agency’s Collision Damage Waiver (CDW) coverage must be declined by the Cardholder. Please note, in some jurisdictions, rental agencies may not permit you to decline their CDW coverage. It is important to call the rental agency before booking your car rental to confirm their insurance requirements. Refer to Auto Rental Collision/Loss Damage Insurance section of your TD Credit Card Cardholder Agreement for rental exclusions and further details.

15 Insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy TDA112020. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc.

16 Provided by our Administrator under a service agreement with TD Life Insurance Company. This is not an insurance benefit but assistance services only.

17 Provided by Avis Rent A Car System LLC. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.

18 Provided by Budget Rent A Car System, Inc. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.

19 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, at least 75% of the item cost must be paid for using your TD Credit Card. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

20 You are responsible for ensuring the mobile phone number we have on file is accurate and for notifying us of any changes. We will send the TD Fraud Alerts text message instantly upon detection of suspicious activity; however, receipt of the text message may be delayed or prevented due to a variety of factors such as technology failures, service outages, or multiple third-party involvement. TD Fraud Alerts text messages will only be sent to customers who have a Canadian mobile phone number and a Canadian mailing address in their TD Customer Profile.

All trade-marks are the property of their respective owners.

See Air Canada and Aeroplan trade-mark ownership details.

™ NEXUS Official mark and/or trademark of Her Majesty the Queen in Right of Canada, used under license.

* Trademark of Visa Int., used under license.

® The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

Interest rates, fees and features are effective as of December 6, 2021, unless otherwise indicated, and are subject to change.

The Aeroplan program is a loyalty rewards and recognition program operated by Air Canada’s subsidiary Aeroplan Inc. Visit Air Canada for complete terms and conditions of the Aeroplan program.

^The up to $500 value is based on the combined total value of:

  • The annual fee waiver for the first year ($89), plus one additional cardholder ($35)
  • The 20,000 Aeroplan points upon approval of your TD Aeroplan Visa Platinum card are redeemed for a flight reward ($400), based on over 70% of current Aeroplan cardholders receive a value of $0.02/points or more when redeeming for a flight as of May 31, 2021. Redemption calculation is based on actual flight redemptions made by cardholders between the period of Nov 8, 2020 - May 31, 2021;

Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at https://www.aircanada.com/ca/en/aco/home/aeroplan.html. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.

1 Must apply by May 29, 2022. Welcome Bonus of 10,000 Aeroplan points will be awarded to the Aeroplan Member account associated with the TD® Aeroplan® Visa Platinum* Card Account (“Account”) only after the first Purchase is made on the Account. For Residents outside of Quebec: To receive the additional bonus 10,000 Aeroplan points you must make $1,000 in net Purchases (less any returns and credits) on your Account, including your first Purchase, within 90 days of Account opening. For Quebec Residents only: To receive the additional bonus 10,000 Aeroplan points, you must keep your Account open, active and in good standing for 90 days after Account opening. For all Accounts: Rebate of the Annual Fee is for the first year for the Primary Cardholder and up to 3 Additional Cardholders added to the Account. To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder Annual Fee Rebates, you must add your Additional Cardholders by May 30, 2022. Annual Fee Rebate will be applied within 2 monthly statements from the date of the statement with the first Annual Fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. Other conditions apply. If you have opened an Account in the last 12 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by one person, and the number of Welcome Bonus Aeroplan points and additional bonus Aeroplan points awarded to any one person. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be in good standing at the time the Welcome Bonus Aeroplan points and additional bonus Aeroplan points are awarded. Please allow up to 10-14 weeks after the conditions for each offer are fulfilled for the Welcome Bonus Aeroplan points and additional bonus Aeroplan points to be credited to your Aeroplan Member account.

2 Primary Cardholder remains liable for all charges to the account, including those made by any Additional Cardholder.

3 Purchase of Gas or Grocery or Air Canada Products means a Purchase of gas or gas station services or products or a Purchase of grocery or grocery items, including those at grocery locations, or a Purchase directly with Air Canada for Air Canada products and services completed online at aircanada.com, in-person at Air Canada customer service counter at the airport or aboard an Air Canada flight and Air Canada Vacations packages, each from a merchant classified through the Visa network with a merchant category code (MCC) that identifies the merchant in the “gas” or “grocery” or "Air Canada" category. Aeroplan points are earned on eligible purchases charged to the Account as follows:

  • 1 Aeroplan point (Bonus Rate) earned for each $1 in Purchases of Gas, Grocery or direct through Air Canada Products (earned only on a maximum annual amount of $80,000 of Purchases of Gas, Grocery or Air Canada Products); or
  • 1 Aeroplan point earned for each $1 on all other Purchases

Please contact TD if you wish to confirm the MCC that applies to a particular merchant, or if the Purchase qualifies as a Purchase of Gas, Grocery or Air Canada Products. If you have earned Aeroplan points on the maximum annual amount of Purchases of Gas, Grocery or Air Canada Products charged to your Account (from January 1 to December 31) or if your Purchase does not qualify as a Purchase of Gas, Grocery or Air Canada Products, you will instead earn the standard rate of Aeroplan points that applies to all other Purchases charged to the Account as described above. The Bonus Rate is in place of and not in addition to the standard rate of Aeroplan points earned on all other Purchases charged to the Account.

4 TD Auto Club Membership is provided by AXA Assistance Canada Inc. an independent service provider. The Toronto-Dominion Bank and its affiliates accept no responsibility or liability in respect of these services.

5 Life coverage is underwritten by American Bankers Life Assurance Company of Florida and Job Loss and Total Disability coverages are underwritten by American Bankers Insurance Company of Florida. The Toronto-Dominion Bank receives a fee from each insurer with respect to premium collection. Complete terms of coverage are in the Certificate of Insurance you will receive upon enrolment. Eligibility requirements, limitations and exclusions apply, and vary by benefit.

6 Provided by Avis Rent A Car System ULC. Minimum discount offers subject to discount code and to the terms and conditions which may change without notice. Blackout dates may apply. Base rate refers to time and kilometers/points charges only. Other charges, including taxes, may apply. The Toronto-Dominion Bank is not responsible for any vehicles, services, discounts or other offers made available by Avis Rent A Car System ULC.

7 Provided by Budget Rent A Car System, Inc. Minimum discount offer subject to discount code and to the terms and conditions which may change without notice. Blackout dates may apply. Base rate is based on time and kilometer/points charged only. The Toronto-Dominion Bank is not responsible for any vehicles, services, discounts or other offers made available by Budget Rent A Car System, Inc.

8 The Toronto-Dominion Bank is not responsible for any Aeroplan points earned under this “earn points twice” feature of the Aeroplan program when the Aeroplan number is provided. See your Aeroplan program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

9 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, at least 75% of your trip cost must be paid for using your TD Credit Card and/or associated Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

10 Underwritten by TD Life Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

11 Insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy TDA112020. To be eligible for Hotel/Motel Burglary Insurance, stays must be at a hotel/motel within Canada or the United States and you must pay for at least 75% of the total cost of your stay with your Card and/or Aeroplan Points. To be eligible for Mobile Device Insurance you must use your Card to pay all of your monthly mobile bill payments and any upfront costs or pay at least 75% of the purchase price with your Card when paying the full cost of your mobile device up front. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc.

12 Underwritten by TD Home and Auto Insurance Company. Car rentals must be charged in full to the Card and/or associated Aeroplan points, cannot exceed 48 consecutive days and the rental agency’s Collision Damage Waiver (CDW) coverage must be declined by the Cardholder. Please note, in some jurisdictions, rental agencies may require you to purchase the CDW coverage from them--it is important to call before booking your car rental to confirm their insurance requirements. Refer to the Auto Rental Collision/Loss Damage Insurance section of your TD Credit Cardholder Agreement for rental exclusions and further details.

13 Provided by our administrator under a service agreement with TD Life Insurance Company. This is not an insurance benefit but assistance services only.

14 You are responsible for ensuring the mobile phone number we have on file is accurate and for notifying us of any changes. We will send the TD Fraud Alerts text message instantly upon detection of suspicious activity; however, receipt of the text message may be delayed or prevented due to a variety of factors such as technology failures, service outages, or multiple third-party involvement. TD Fraud Alerts text messages will only be sent to customers who have a Canadian mobile phone number and a Canadian mailing address in their TD Customer Profile.

15 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, at least 75% of the item cost must be paid for using your TD Credit Card. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

16 All TD Canada Trust customers including TD Credit Cardholders are eligible to apply for optional Travel Medical Insurance underwritten by TD Life Insurance Company. Some applications are subject to underwriting. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance which is issued if accepted for enrolment. Travel Medical Insurance can be purchased by calling 1-866-374-1129 or visiting www.tdcanadatrust.com Note that this optional insurance offers different benefits, on different terms and conditions than the Travel Medical Insurance that is automatically included with other TD Credit Cards.

17 All TD Canada Trust customers including TD Credit Cardholders are eligible to apply for optional Trip Cancellation and Trip Interruption Insurance, underwritten by TD Life Insurance Company (medical covered causes) and TD Home and Auto Insurance Company (non-medical covered causes). Claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance. Trip Cancellation and Trip Interruption Insurance can be purchased by calling 1-866-374-1129 or by visiting www.tdcanadatrust.com. Note that this optional insurance offers different benefits, on different terms and conditions than the Trip Cancellation/Trip Interruption Insurance that is automatically included with other TD Credit Cards.

All trade-marks are the property of their respective owners.

See Air Canada and Aeroplan trade-mark ownership details.

* Trademark of Visa Int., used under license.

® The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.