Earn 1 mile3
For every $1 you charge to your Card on eligible grocery, gas and drugstore Purchases.
|Annual Fees : $89 Authorized Users: $35||Purchases: 19.99%
Cash Advances: 22.99%
|Credit Limit: $1,500 minimum|
Apply by December 1, 2019 to get an Annual Fee Rebate1 for the Primary Cardholder for the first year and earn up to 25,000 Aeroplan Miles (equivalent to 1 long-haul roundtrip flight reward†) as follows:
Welcome Bonus of 10,000 Aeroplan Miles when you make your first Purchase with your Card†.
Earn 2x Aeroplan Miles on eligible Purchases in the first three months up to a total of 10,000 Aeroplan Miles †.
Earn 5,000 Aeroplan Miles when you add an Authorized User to your Account by December 1, 2019.
Annual Fees for Authorized Users continue to apply †.
With a choice of two flight reward options, Aeroplan members get access to any seat, at any time, on all Air Canada flights. Fixed Mileage Flight Rewards® are seats on Air Canada® and over 25 partner airlines, offered exclusively2 to Aeroplan members at fixed mileage levels. Market Fare Flight Rewards® offer access to any seat, at any time, on all Air Canada flights, at mileage levels that vary based on market fares at time of booking. Bottom line, on average Aeroplan members flew for less than they would have with leading financial institutions’ travel rewards programs in Canada on the 1.9 million flights redeemed last year.1 Your miles are safe. All of your Aeroplan Miles will come with you to the new program, as they will be honoured on a one-to-one basis.
For every $1 you charge to your Card on eligible grocery, gas and drugstore Purchases.
For every $1.50 you charge to your card on all other Purchases made with your Card.
You can convert your loyalty program points into Aeroplan Miles. Learn how >
Members can fly to more than 1,300 destinations worldwide with Air Canada and its global network of partner airlines.
Top accumulating members achieve a higher status with Aeroplan and enjoy additional benefits like up to 35% off Market Fare Flight Rewards.
Just go to aeroplan.com/useyourmiles to select the reward of your choice from the main menu.
When you redeem Aeroplan Miles for an Aeroplan flight reward, you have the flexibility to use your miles to cover the taxes, fees and surcharges associated with your flight reward booking6.
Download the app for iOS, Android and BlackBerry.
Get Preferred rates on qualifying car rentals from Avis and Budget when the rental is charged to your card.
With optional Deluxe or Standard TD Auto Club Membership, you and your family will enjoy peace of mind knowing that in the event of a road emergency, help is just a phone call away. For information and to enroll, call 1‑800‑245‑0297.
Shop for delayed items. If your baggage is delayed more than 6 hours, each insured person on your trip is covered for emergency purchases of essentials such as clothing and sundry items. Should your baggage be lost by a Common Carrier, each insured person on your trip is covered for lost personal property. Just use your Card and/or Aeroplan Miles to cover your ticket and each person is covered up to an overall maximum of $1,000 per trip.
Take the stress out of travel delays. If your trip is delayed more than four hours, each insured person is covered for up to $500 for reasonable and eligible hotel, motel or restaurant expenses whenever you charge the full cost of your transportation to your Card and/or Aeroplan Miles.
Travel protected in planes, trains, automobiles and more. You, your spouse and dependent children are insured for up to $500,000 while travelling on a common carrier (for example, a bus, ferry, plane, train or auto rental) whenever you charge the full cost of your transportation to your Card and/or Aeroplan Miles.
Help is just a call away. Get toll-free access to help in the event of a personal emergency while travelling. Call 1‑800‑871‑8334 in Canada and the U.S.A or call (416) 977‑8297 collect in other countries.
Simply use your Card and/or Aeroplan Miles to cover the full cost of a car rental and get the Auto Rental Collision/Loss Damage Insurance at no additional cost for up to 48 consecutive days.
Leaving home for a day, a week or an extended vacation is a great way to leave your worries behind. When you’re on a trip, the last thing you want to be concerned about is your medical coverage. When going out of province or country, we’ll cover eligible medical expenses so you can enjoy your trip. For more information and to enroll before your next trip, call 1‑800‑293‑4941, visit tdcanadatrust.com/safetravels or visit your local TD Canada Trust branch.
Shop online and in person securely with Visa Zero Liability – included free with your Card. Visa Zero Liability helps protect you in the event that fraudulent unauthorized transactions are made on your TD Aeroplan Visa Platinum Card. Use your Card to shop anywhere – whether on the Internet or in stores – and know you’re protected from unauthorized use of your Card. See your Cardholder Agreement for details regarding unauthorized transactions.
Your TD Aeroplan Visa Platinum Card further protects the security of your Card transactions through use of a microchip embedded in the Card, which can only be accessed through your Personal Identification Number (“PIN”). When making a purchase, instead of signing for it, you enter your PIN into the merchant’s terminal, just as you would with a debit card. With chip and PIN technology, you’ll have added protection against unauthorized use if your Card is lost or stolen.
You automatically have access to Purchase Security and Extended Warranty Protection, covering most new personal items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase. If the item comes with a warranty, you may be entitled to double the warranty period for up to 12 additional months.
Verified by Visa provides you with increased security and convenience when you shop online.
Optional Balance Protection insurance products are designed to assist in managing your credit obligations on your TD Credit Card(s) in the event of your Involuntary Unemployment, Loss of Self-Employment Income, Disability Requiring Hospitalization, Total Disability, Dismemberment, Critical Illness or Death. To learn more about optional Balance Protection insurance products, call 1‑866‑315‑9069 or visit tdcanadatrust.com/BP.
Visa payWave Technology is the secure, convenient, “contactless” way to pay for small-dollar purchases at participating retailers. It’s faster and more convenient than cash – and your Card never leaves your hand.
With your TD Aeroplan Visa Platinum Card, you have access to:
To register for EasyWeb or EasyLine, call 1‑866‑222‑3456.
For more information, and to see if you are eligible for a Balance Transfer, visit us at your nearest TD Canada Trust branch.
The Aeroplan program is a coalition loyalty marketing program owned and operated by Aeroplan Inc. Visit aeroplan.com for complete terms and conditions of the Aeroplan program. The Toronto-Dominion Bank and its affiliates are not responsible for the Aeroplan program.
† Must apply online by December 1, 2019. Welcome Bonus of 10,000 Aeroplan Miles will be awarded to the Aeroplan Member account associated with the TD Aeroplan Visa Platinum* Card Account (“Account”) only after the first Purchase is made on the Account. Rebate of the Annual Fee is for the first year for the Primary Cardholder only and will occur when you have applied for an Account by December 1, 2019. Rebate will be applied within 2 monthly statements from the date of Account opening. The Annual Fee for any Authorized User Cards added to the Account continues to apply. Welcome Earn Bonus of 2x in Aeroplan Miles ("Welcome Earn Bonus") applies to new Account in the first 3 months of Account opening ("First 3 Months") to maximum total collective miles of 10,000 ("Welcome Earn Bonus Cap") on all purchases charged to your ("Account"). During the Welcome Earn Bonus promotional period, 2 Aeroplan Miles are earned for each $1.00 in Purchases of eligible gas, groceries and drugstore charged to your Account and 2 Aeroplan Miles are earned for each $1.50 for all other Purchases charged to your Account. Any returned items, refunds, rebates or other similar credits on any Purchases made during the First 3 Months will reduce or cancel the Aeroplan Miles earned at the Welcome Earn Bonus on the original Purchase, as applicable. Welcome Earn Bonus Cap: Once the Welcome Earn Bonus Cap is reached, any further Purchases made in the First 3 Months will earn Aeroplan Miles at the regular 1 Bonus Aeroplan Miles that applies to each $1.00 in Purchases of eligible gas, groceries and drugstore and 1 Aeroplan Mile to each $1.50 to all other eligible Purchases. To receive the additional 5,000 Aeroplan Miles for adding an Authorized User to your Account ("Authorized User Bonus"), you must: (a) apply for an Account and add an Authorized User between September 4, 2019, and December 1, 2019; and (b) Authorized User must call and activate their Card by January 31, 2020. You can have a maximum of three (3) Authorized Users on your Account but you will only receive 1 (one) 5,000 Authorized User Bonus Aeroplan Miles offer. Annual Fee for each Authorized User Card added to the Account will apply. The Primary Cardholder is responsible for all charges to the Account, including those made by any Authorized User. Other conditions apply. If you have opened an Account in the last 6 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by and the number of miles awarded to any one person. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. Welcome Bonus and 2x miles earned through Welcome Earn Bonus are not eligible for Aeroplan status. Your Account must be in good standing at the time bonus miles are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the miles to be credited to your Aeroplan Member account.
The number of Aeroplan Miles required for the destination is accurate as of September 4, 2019 and is subject to change at any time by Aeroplan Inc. According to Aeroplan's current reward chart, destinations reflect one long-haul Fixed Mileage Flight Reward® in Economy Class departing from within Canada or the continental US (plus applicable fees and taxes). Fixed Mileage Flight Reward availability is capacity controlled and is subject to availability at time of booking as well as seasonality of demand. Aeroplan Flight Rewards are subject to taxes, landing and departure fees, and other charges and surcharges may apply. Aeroplan Partners, rules and regulations are subject to change without notice. For full details on Aeroplan's current reward chart, please visit aeroplan.com.
1 On average, across all card categories, Aeroplan members needed fewer miles to fly based on a comparison of 2016 Aeroplan flight reward bookings against actual market base fares (excluding taxes, fees and surcharges) and leading financial institutions’ travel rewards programs in Canada.
2 As compared with leading travel rewards programs in Canada.
3 One (1) Bonus Aeroplan Mile (“Bonus Rate”) is earned on every $1 you charge to your Card on eligible grocery, gas, drugstore products/services charged to your TD Aeroplan Credit Card Account (“Account”). Any returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned on the original Purchase. To earn this Bonus Rate, Purchases of gas, groceries, drugstore products/services must be made at merchants classified through the Visa network with a Merchant Category Code ("MCC") that identifies them in the "gas", "grocery" or "drugstore" category and on aircanada.com. Some merchants may sell gas, groceries or drugstore products/services, or have separate merchants located on their premises that also sell gas, groceries or drugstore products/services, but may not be classified with a gas, grocery or drugstore MCC and such Purchases will not earn this Bonus Rate. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Bonus Rate is only available on the first $80,000 in net annual Purchases of gas, groceries, drugstore products/services and on aircanada.com made from January 1 to December 31 each year on your Account. Once the maximum net annual amount has been reached, Purchases of gas, groceries or drugstore products/services on the Account will not earn the Bonus Rate but will only earn Aeroplan Miles at the standard rate that applies to all other Purchases on the Account. This Bonus Rate offer is in place of and not in addition to the standard rate earned on all other Purchases made on your Account. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
4 One (1) Aeroplan Mile is earned on each $1.50 in Purchases charged to your TD Aeroplan Credit Card Account ("Account"). Credit for returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned by the amount originally charged to your Account. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional services, refunds, rebates or other similar credits do not earn Aeroplan Miles. Please see the Aeroplan Terms for Your TD Credit Card section of the Cardholder Agreement for complete details on Aeroplan Miles earned on Purchases (a copy of your Cardholder Agreement is available at http://www.tdcanadatrust.com/tdvisa/agreements).
5 The Toronto-Dominion Bank is not responsible for any Aeroplan Miles under this "earn miles twice" feature of the Aeroplan program when the Aeroplan membership card is presented. See your Aeroplan program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
6 Use of Aeroplan Miles to cover taxes, fees, charges and carrier surcharges associated with a flight reward booking (“Taxes, Fees, and Surcharges”) is in addition to the Aeroplan Miles required to redeem for an Aeroplan flight reward. Mileage levels required for the redemption of taxes, fees, and surcharges may change without notice. Conditions, limitations and exclusions apply when using Aeroplan Miles to cover applicable taxes, fees, and surcharges. For full details please visit aeroplan.com/flightrewardtermsandconditions.
7 Provided by Avis Rent A Car System LLC. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.
8 Provided by Budget Rent A Car System, Inc. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.
9 TD Auto Club Membership is provided by AXA Assistance Canada Inc. an independent third party service provider. The Toronto-Dominion Bank and its affiliates accept no responsibility or liability in respect of these services.
10 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or associated Aeroplan Miles. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the certificate of insurance included with your TD Credit Card Cardholder Agreement.
11 Underwritten by Allianz Global Risks US Insurance Company (Canadian Branch). Details of insurance benefits, including terms, conditions, limitations and exclusions are outlined in the certificate of insurance included with your Cardholder Agreement.
12 Provided by our Administrator under a service agreement with TD Life Insurance Company. This is not an insurance benefit but assistance services only.
13 Underwritten by TD Home and Auto Insurance Company. Rentals must be charged in full to the Card and/or associated Aeroplan Miles, cannot exceed 48 consecutive days and the rental agency's Collision Damage Waiver coverage must be declined by the Cardholder. Refer to Auto Rental Collision/Loss Damage Insurance section of your Cardholder Agreement for rental exclusions and further details.
14 All TD Canada Trust customers including TD Credit Cardholders are eligible to apply for optional Travel Medical Insurance underwritten by TD Life Insurance Company. Some applications are subject to underwriting. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance which is issued if accepted for enrollment. Travel Medical Insurance can be purchased at any branch or call 1-800-293-4941, or visit www.tdcanadatrust.com. Note that this optional insurance offers different benefits, on different terms and conditions, than the Travel Medical Insurance that is automatically included with other TD Credit Cards.
15 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, the item must be paid for in full using your TD Credit Card. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your Cardholder Agreement.
16 Subject to available credit. Balance Transfers are treated as Cash Advances and accrue interest at the Cash Advance rate that applies to your Account from the date the Cash Advance is made.
17 The Visa Checkout service is made available through Visa. The Toronto-Dominion Bank and its affiliates are not responsible for the service including any offers made available to you through the service.
18 Primary Cardholder remains liable for all charges to the Account, including those made by any Authorized User. Maximum of 3 Authorized User Cards on the Account.
|Examples of Interest Charges for a 30-Day Billing Cycle|
Annual Interest Rate
|Average Daily Balance|
|Purchases – Default Rate||25.99%||$2.14||$4.27||$21.36|
|Cash Advances – Default Rate||27.99%||$2.30||$4.60||$23.01|
All trade-marks are the property of their respective owners. For trade-mark ownership details, see www.tdcanadatrust.com/aeroplancards
™ Air Canada Maple Leaf Lounge is a trademark of Air Canada, used under license.
® Air Canada, Air Canada Express, Air Canada Rouge and the Air Canada Maple Leaf logo are registered trademarks of Air Canada, used under license.
® Fixed Mileage Flight Rewards and Market Fare Flight Rewards are registered trademarks of Aeroplan Inc.
® The Aeroplan logo and Aeroplan, are registered trademarks of Aeroplan Inc.
® The TD logo and other trademarks are the property of The Toronto-Dominion Bank.
Annual interest rates, fees and features are subject to change.
* Trademark of Visa Int., used under license.
For full details on hotel accommodation and car rental booked with Aeroplan Travel Services, please visit aeroplan.com.